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10 Best Independent Living Communities in Louisville, KY

Last Updated: 2/21/25

Louisville, Kentucky, perfectly balances urban living with Southern hospitality. While you may see a beautiful skyline along the Ohio River, locals see a cluster of neighborhoods offering a nostalgic, small town feel. As the largest city in Kentucky, Louisville is a surprisingly affordable area lauded for its wealth of activities, events, and age-friendly environment.

Independent living communities in Louisville provide a home where seniors can relax without the constant worries of being a homeowner. Between concierge, housekeeping, and other on-site services, seniors in independent living communities experience convenience and resort-style amenities. However, if you’re looking for less luxury and more affordability, you may benefit more from our guide to senior apartments in Louisville.

A Place for Mom partners with independent living communities in Louisville, Kentucky, located in Jefferson County. While these independent living communities are scattered around the Louisville area, many rest to the east of downtown Louisville in the Middletown area. Additionally, we partner with communities in Jeffersonville, Indiana. This is why you’ll also find local resources for Indiana seniors in this comprehensive guide to independent senior living in the Louisville area.

This guide provides answers to questions on paying for independent living, local senior benefits, and the various types of communities in the area. Additionally, you’ll get a sense of what living in the Louisville area is like as a senior.

Louisville Independent Living Facilities | 1,156 Reviews

Showing 67 communities
Last Updated: 2/21/25
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Average starting price of Independent Living in Louisville, KY is $3,539/month. Learn more
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Types of care available in Louisville, KY

Independent Living

Average starting price $3,539/month
Average starting price $4,569/month
Average starting price $4,650/month
Average starting price $4,594/month
Average starting price $3,336/month
Average starting price $1,193/month
Recent reviews of Independent Living in Louisville, KY
Village Crossing Retirement Resort in Louisville, KY
5.0

I chose Lake Forest Village because of all of the things above that are 5's. I looked at others and none of them even compared. Everything is all inclusive here, there are no extra charges for anything. The food is amazing, I would give it a 6 out of 5. I would recommend them to others looking.

Bennett Place in New Albany, IN
4.9

I sensed a real concern by the staff for the people under their care. While there may have been internal (employee/employer) issues, as there may be in any work environment, it never manifested itself in my presence. In my opinion, employees are acting professionally in that regard. As for the facility, it was wonderful, above what I expected to find.

Vitality Living Stony Brook in Louisville, KY
4.3

It's a nice cozy facility, clean and bright; but their food budgets are in need of review as they run out of resident favorites often. The dining experience is less than perfect due to space and ordering/ serving processes. I'd still recommend at this time but my loved ones have only been there 6 months so we are hoping Vitality can/will address a permanent solution to the nutrition portion of their care.

Magnolia Springs Louisville

8225 Whipps Mill Road, Louisville, KY 40222

Starting at$X,XXX+ monthly
13
13 Photos available
4
4 Floor plans available
9.9
Review Score
136 reviews

My Family chose Magnolia Springs assisted-living for my mother after my father died. We are very happy she is there. That facility is gorgeous. We selected the one bedroom apt, which has ample space. The...

Provides: Assisted Living, Memory Care
See all Sinceri Senior Living communities

Magnolia Springs Whipps Mill is an assisted living and memory care community located in Louisville, Kentucky. Louisville is an exciting city in Jefferson County that is known for its annual festivals, museums and art galleries and outdoor attractions. Whether you are visiting Louisville for the...

... Read more

Sunrise of Louisville

6700 Overlook Drive, Louisville, KY 40241

Starting at$X,XXX+ monthly
19
19 Photos available
4
4 Floor plans available
9.7
Review Score
54 reviews

Our mother rapidly bonded with her care-givers and neighbors in the Sunrise of Louisville Community. She received truly wonderful care in the last months of her life--a level of care that we, her sons, were...

Provides: Assisted Living, Memory Care
See all Sunrise Senior Living communities

Sunrise of Louisville is a fun and enjoyable assisted living community located on the East End of Louisville, Jefferson County, Kentucky. Our vibrant community provides a familial, social atmosphere in a scenic and developed area of Louisville. We offer a variety of comfortable accommodations...

... Read more

Traditions at Beaumont

10210 Long Home Road, Louisville, KY 40291

Starting at$X,XXX+ monthly
18
18 Photos available
5
5 Floor plans available
9.4
Review Score
66 reviews

Quick and understanding. Was contacted in less than 24 hours and assisted in scheduling visit quickly. They provided information and support that was extremely helpful. They helped my family during a...

Provides: Independent Living, Assisted Living, Memory Care
See all Traditions Management communities

Traditions at Beaumont is a peaceful assisted living community located in the Fern Creek area of southwest Louisville, Jefferson County, Kentucky. Our comfortable community provides a taste of country living while remaining easily accessible from any location in the greater metropolitan area. We...

... Read more

The Ashton on Dorsey

1105 Dorsey Lane, Louisville, KY 40223

Starting at$X,XXX+ monthly
28
28 Photos available
3
3 Floor plans available
9.9
Review Score
30 reviews

When it came time to find a new home for Mom, we toured multiple facilities and found the perfect place at The Ashton on Dorsey. It is the people that work there that make this the best. All the staff know...

Provides: Assisted Living, Memory Care
See all Sonida Senior Living communities

Dealing with the realities of aging can be challenging—from physical limitations and medical issues to cognitive changes and more. No matter where you are in your story, we know that finding the right senior living experience is paramount. At The Ashton on Dorsey, we’re dedicated to helping you...

... Read more

StoryPoint Louisville East

8021 Christian Court, Louisville, KY 40222

Starting at$X,XXX+ monthly
12
12 Photos available
21
21 Floor plans available
9.3
Review Score
93 reviews

This place is comfortable, friendly we take walks around the building in the hallways and visit our friends each day. We feel accepted and that really means a lot.

Provides: Independent Living
See all StoryPoint Group, LLC communities

StoryPoint Louisville East is located in a peaceful corner of Louisville. You'll enjoy living in a quiet, beautiful home in the heart of so much convenience and excitement. We're just minutes away from all of the shopping, healthcare and culture of downtown, and just as close to Church Hill...

... Read more

StoryPoint Louisville South

620 Valley College Drive, Louisville, KY 40272

Starting at$X,XXX+ monthly
10
10 Photos available
25
25 Floor plans available
9.3
Review Score
66 reviews

I moved here for 3 reason. 1. loneliness. 2. Food I didn't have to cook. 3. Someone to clean my apartment. I get all of these at StoryPoint. Thank you very much!! I like it here.

Provides: Independent Living
See all StoryPoint Group, LLC communities

Situated on beautiful grounds in a quiet corner of Louisville, you'll enjoy the beautiful countryside, our inviting facilities and the excitement of the nearby city. We're conveniently close to shopping, healthcare, dining and regional attractions.

... Read more

Creekside on Whipps Mill Road

9701 Whipps Mill Road, Louisville, KY 40223

Starting at$X,XXX+ monthly
12
12 Photos available
9.2
Review Score
29 reviews

My mother still resides at Creekside and we couldn't be happier. The staff is kind and considerate. The food is good which is a big deal to my mother. We did recommend to a friend and his Mother in Law...

Provides: Assisted Living, Memory Care
See all SRI Management, LLC communities

This community does not fulfill the legal definition of Assisted Living in Kentucky. A Place for Mom uses the term "assisted living" to indicate that the community provides some level of assistance with daily living activities. It does not indicate that the facility meets official state...

... Read more

Magnolia Springs East Louisville

13600 LaGrange Road, Louisville, KY 40245

Starting at$X,XXX+ monthly
21
21 Photos available
6
6 Floor plans available
9.0
Review Score
84 reviews

It is so much better than my previous top two. It. Seems like I would like to hug Almost everyone. Probably the dining is # 1. It seems that everyone wants to help you . I visited many homes, but this...

Provides: Assisted Living, Memory Care
See all Sinceri Senior Living communities

Welcome to Magnolia Springs East Senior Living community! Every day, we specialize in family, food and fun. You will see in the smiling faces of our residents, staff, and family members that we are more than just a beautiful building outside; we are truly a warm and beautiful family...

... Read more

Belmont Village St. Matthews

4600 Bowling Boulevard, Louisville, KY 40207

Starting at$X,XXX+ monthly
16
16 Photos available
5
5 Floor plans available
9.2
Review Score
40 reviews

I'm very happy with Belmont Village, have said so many times. I have told a couple of friends that when their parents get to that point, Belmont would be a good place to consider.

Provides: Assisted Living, Memory Care
See all Belmont Village communities

Located in the heart of the St. Matthews, just eight miles east of downtown Louisville, is the friendly community of Belmont Village at St. Matthews. Opened in 1999, our senior living facility provides a warm and welcoming home to residents as well as many cherished pets. There's no shortage of...

... Read more

The Spring House at Louisville

1760 Plantside Dr, Louisville, KY 40299

Starting at$X,XXX+ monthly
11
11 Photos available
9.2
Review Score
6 reviews

My Mom was only at Springhouse for two days before she passed away…please send me an assessment form to complete on the rehab center she was in before coming to Springhouse…it was The Willows at Springhurst...

Provides: Independent Living, Assisted Living, Memory Care
See all Canopy Lifestyles, LLC communities

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Vitality Living Springdale

4501 Springdale Rd, Louisville, KY 40241

Starting at$X,XXX+ monthly
10
10 Photos available
4
4 Floor plans available
9.2
Review Score
69 reviews

My loved one went to Vitality Living Springdale for a respite stay. The staff were all very attentive and easy to reach when I wanted to check on my loved one. The only thing that was disappointing was that...

Provides: Assisted Living, Memory Care
See all Vitality Living communities

Atria Senior Living is a leading operator of independent living, assisted living, supportive living and memory care communities in more than 200 locations in 26 states and seven Canadian provinces. Atria communities are home to more than 23,000 seniors and employ more than 14,000 people.

... Read more

Dominion Senior Living of Louisville

6000 Hunting Rd, Louisville, KY 40222

Starting at$X,XXX+ monthly
11
11 Photos available
9.0
Review Score
21 reviews

We love Dominion! It was the best choice for my mom. The Staff is amazing! They are friendly, caring and very supportive! They treat the residents with respect. They go out of their way to have fun...

Provides: Assisted Living, Memory Care
See all Dominion Senior Living communities

Dominion Senior Living of Louisville at Northfield strives to meet and exceed seniors’ spiritual, mental and physical needs on a daily basis through technological integration, life enrichment activities and professionally trained nurses and caregivers who are available 24 hours a day. The 42,000...

... Read more

Harmony at Tucker Station

12523 Taylorsville Rd, Louisville, KY 40299

Starting at$X,XXX+ monthly
5
5 Photos available
14
14 Floor plans available
8.8
Review Score
6 reviews

Harmony has an amazing staff they are so helpful and caring. I would highly recommend this senior care facility to anyone who has an elderly parent. The only thing I would wish they had more food choices...

Provides: Independent Living, Assisted Living, Memory Care
See all Harmony Senior Services communities

Independent Living | Personal Care | Memory CareComfort. Easy elegance. Irresistible cuisine. Friends and family. These are the elements that make a person feel at home, and they are the very essence of everyday senior living at Harmony at Tucker Station. Located in Louisville, Kentucky, our...

... Read more

Vitality Living St Matthews

120 S Hubbards Ln, Louisville, KY 40207

Starting at$X,XXX+ monthly
5
5 Photos available
6
6 Floor plans available
8.6
Review Score
32 reviews

My visit was very nice. Every body concerned went out of their way to amend me comfortable and cared for. I would definitely consider them if I need someplace to go.

Provides: Assisted Living
See all Vitality Living communities

As the premier independent living and assisted living community in the St. Matthews area, we are conveniently located in the unique St. Matthews neighborhood, with easy access to shopping, dining, festivals and the arts, Vitality Living St. Matthews offers independent living and assisted living...

... Read more

Village Crossing Retirement Resort

2400 Arnold Palmer Blvd, Louisville, KY 40245

Starting at$X,XXX+ monthly
19
19 Photos available
12
12 Floor plans available
8.6
Review Score
6 reviews

The staff at Village Crossing Retirement Resort are friendly. The housekeeping is marginal / barely adequate. Communication with the family is good. The mover was reasonable, they recommended. The meals are...

Provides: Independent Living
See all Resort Lifestyle Communities communities

Louisville's newest all-inclusive senior living community is NOW OPEN! Imagine coming home to a warm, friendly community that's luxurious, safe and comfortable. Maintenance and light housekeeping are included, and every meal of the day is expertly prepared and pleasing to the palette. With all...

... Read more

Creekside on Bardstown

3535 Bardstown Road, Louisville, KY 40218

Starting at$X,XXX+ monthly
10
10 Photos available
8.5
Review Score
31 reviews

The place & people was very nice. Additional comment: it was just too far away from her friends. They were all older ladies who just couldn't drive that far .

Provides: Assisted Living, Memory Care
See all SRI Management, LLC communities

At Creekside on Bardstown, our focus is to promote resident independence, so they may enjoy life to the fullest! Unlike many other senior living communities, our affordable monthly rates are “all inclusive” which gives families peace of mind knowing each month the rent rate will not fluctuate....

... Read more

Everlan of Louisville

5900 Hunting Rd, Louisville, KY 40222

Starting at$X,XXX+ monthly
16
16 Photos available
3
3 Floor plans available
8.4
Review Score
7 reviews

They are awesome! They are very family oriented, kind and supportive. My mom was in a one bedroom apartment and it was perfect for her. She had a stove, microwave, refrigerator, washer/dryer, and standing...

Provides: Independent Living, Assisted Living
See all Dominion Senior Living communities

This community does not fulfill the legal definition of Assisted Living in Kentucky. A Place for Mom uses the term "assisted living" to indicate that the community provides some level of assistance with daily living activities. It does not indicate that the facility meets official state...

... Read more

Brookdale Stonestreet

9251 Stonestreet Road, Louisville, KY 40272

Starting at$X,XXX+ monthly
12
12 Photos available
3
3 Floor plans available
8.4
Review Score
51 reviews

The community of residents is great. My mom has made many wonderful friends. The staff do not seem empowered to make improvements to the number of employees or the quality of the food or food service. It's...

Provides: Independent Living, Assisted Living
See all Brookdale communities

Are you ready to live your best life?Here at our assisted living community, you can build new friendships and redefine your independence.  So go ahead and play Bunco or join your new friends for a Zen spa day. We’ll take care of the rest so you can focus on fun ways to spend your day.We can...

... Read more

StoryPoint Middletown

500 Meridian Hills Drive, Middletown, KY 40243

Starting at$X,XXX+ monthly
15
15 Photos available
9.9
Review Score
109 reviews

I would recommend it to others. We were attracted by the price, the size of their rooms, the services like onsite physical therapy, outings, groups (social) and the meal options.

Provides: Independent Living
See all StoryPoint Group, LLC communities

Welcome to StoryPoint Middletown – our first community in Kentucky! We are excited to offer both independent and enhanced living services to seniors in the greater Middletown area. Our community is a place where seniors can enjoy a carefree retirement customized to their unique...

... Read more

The Forum at Brookside

200 Brookside Dr, Louisville, KY 40243

Starting at$X,XXX+ monthly
7
7 Photos available

Pricing promotion

9.7
Review Score
19 reviews

The Forum makes the transition to independent living so easy for the residents and their family members! Almost immediately my parents were participating in all kinds of activities and events and continue to...

Provides: Independent Living, Assisted Living
See all Five Star Senior Living communities

The Forum at Brookside is an independent full-service community situated on 40 acres of rolling green grass, trees and flowers - an outdoor lover's dream. Our community features a comfortable lifestyle, superb amenities and the highest standards of hospitality and service. Independent Living In...

... Read more

Christian Care Communities - Middletown

11530 Herrick Ln, Louisville, KY 40243

Starting at$X,XXX+ monthly
12
12 Photos available
9.6
Review Score
29 reviews

Mom really likes the food that is served. The staff is very attentive and helpful. The director is easy to access and work with. This is a smaller assisted living facility which makes it better in my view.

Provides: Independent Living, Assisted Living
See all Christian Care Communities, Inc. communities

Assisted living is ideal for those seniors who wish to maintain their independence while benefiting from a little extra help with everyday tasks when needed. Our assisted living services are tailored to the unique needs of each resident, with a goal to balance active independence with trusted...

... Read more

Inspirations of Mount Washington

520 E Woodlake Cir, Mount Washington, KY 40047

Starting at$X,XXX+ monthly
13
13 Photos available
9.6
Review Score
19 reviews

There is a wonderful energy at Inspirations. It's not just a job to the staff, they are part of the community at Inspirations and love the residents. The staff cares about residents' families and are just...

Provides: Assisted Living, Memory Care
See all Grace Management, Inc communities

We are continuing to admit new Residents, where possible and appropriate, to help residents and families in need. We will do all we can to help those who are in need of our services now and always.We are now offering Virtual Tours of our communities via Skype, Zoom and Google Duo. If you’re...

... Read more

Arcadia Louisville

901 Blankenbaker Pkwy, Louisville, KY 40243

Starting at$X,XXX+ monthly
14
14 Photos available
9.0
Review Score
29 reviews

We moved our mother into Arcadia assisted living and found everyone to be helpful, friendly and most importantly welcoming. Within a matter of days mom had connected with a group of residents and became...

Provides: Independent Living, Assisted Living, Memory Care

Call Wickshire Blankenbaker home and choose an apartment with the comforts of home but the opportunity to focus on what matters most to you. Situated on beautifully wooded acreage along Blankenbaker Parkway, Wickshire Blankenbaker offers personal care in Louisville, Kentucky. This vibrant...

... Read more

Symphony of Valley Farms

10201 Valley Farms Rd, Louisville, KY 40272

Starting at$X,XXX+ monthly
14
14 Photos available
8.0
Review Score
59 reviews

This place is amazing! They are the most caring group of people, ALL of them. Everyone cares about each resident. Mom was 93 when she arrived at Valley Farms. She was there 18 months. Part of that time...

Provides: Assisted Living, Memory Care
See all Elegance Living, LLC communities

Situated near scenic Iroquois Park, Symphony at Valley Farms is a vibrant, warm senior living community located near Park Terrace Hospital and St. Mary’s Hospital as well as Valley Commons Shopping Center and many restaurants and other convenient shopping. Wake up every day in a safe,...

... Read more

Vitality Living Stony Brook

3451 S Hurstbourne Pkwy, Louisville, KY 40299

Starting at$X,XXX+ monthly
8
8 Photos available
6
6 Floor plans available
8.2
Review Score
65 reviews

Vitality is well kept. It is very well organized. Lots of activities. The residents seem happy. The fact that there are nurses on staff is comforting. The young ladies that are mom's aids seem to really...

Provides: Assisted Living, Memory Care
See all Vitality Living communities

As the premier independent living, assisted living, and memory care community in a great location with easy access to Louisville’s east end. Here at Vitality Living Stony Brook, take advantage of a full calendar of educational, social, cultural and entertainment events, including outings to...

... Read more
Viewing 1-25 out of 67 communities

Costs of independent living in the Louisville area

Based on averages of what seniors paid over the last 12 months, A Place for Mom’s proprietary data shows seniors paid $3,480 per month at our independent living partner communities.[01] This price includes the cost for room and board, as well as add-on fees.

Breakdown for independent living costs in the Louisville area

The cost for independent living can vary depending on the location, amenities, and floor plan. For example, the starting price for a studio at our independent living partners in Louisville averages $2,640 per month, while a two-bedroom starts at $4,250 per month.[01]

Below are what the baseline costs typically include in independent living monthly fees, depending on the facility:

  • Rent
  • Meals
  • Housekeeping
  • Laundry services
  • Complimentary transportation
  • Concierge services

Many of our independent living partners in Louisville have a variety of on-site amenities, which may have add-on fees or increase the overall cost of living. On-site amenities at our Louisville-area partner communities may include the following:

  • Fitness centers
  • Libraries
  • Beauty salons
  • Barbershops
  • Movie theater rooms
  • Billiards lounges/game rooms
  • Arts and crafts centers
  • Bars/pubs
  • Swimming pools

Additionally, depending on the community and your circumstances, there may be additional fees, such as the following:[01]

  • Pet fees
  • Community fees
  • One-time buy-in fees
  • A second person fee for couples

The following prices are average baseline costs across the area for all independent living communities. Unlike our independent living partner costs in Louisville, these figures do not include typical add-on fees. They are meant to give you an idea of comparative costs in the area.

Average cost comparisons near Louisville, KY

5.29 miles from you

Heritage Creek, KY

$3,533

per month on average

See communities

Your zip code

Louisville, KY

$3,539

per month on average

See communities

4.49 miles from you

Seneca Gardens, KY

$3,536

per month on average

See communities

How people pay for independent living in Louisville

When seniors start looking to retire in an independent living community, they typically start to evaluate their payment options. Most retirees start by looking at their current personal income sources and rely on these to pay for their independent living community. For additional needs, like health care, Medicaid and Medicare may help seniors pay for home health care services while living at the senior community of their choice.

Private pay methods in Louisville

Most seniors planning for retirement in an independent living community use private pay methods, like personal income, retirement accounts, and savings. Since an independent living community is not considered a care facility, long-term care insurance will not cover rent or meal costs at these communities. However, additional income sources can help offset a senior’s costs of living during retirement, like Social Security benefits, pensions, investment returns, or any of the following options:

Caregiver Resources
Reverse Mortgages and Long-Term Care: The Pros and Cons
By Merritt Whitley, senior living writer and editor

Understand Kentucky and Indiana laws and regulations for independent living communities

Independent living communities aren’t regulated like assisted living facilities, since they’re not considered care facilities. However, independent living communities follow local rental regulations since they’re typically rented units. Most of our independent living partners in Louisville also have assisted living units, which must abide by more advanced assisted living state regulations. To learn more about assisted living regulations, visit our Louisville guides to assisted living and memory care. Read on for the general rental regulations of independent senior living facilities.

As a tenant in Kentucky or Indiana, you cannot be discriminated against for your disability, race, religion, sexual orientation, or gender, thanks to the federal Fair Housing Act. However, many independent living communities have minimum age requirements, such as requiring residents to be 55+ or 62+.

Landlord and tenant regulations for rentals

Both Kentucky and Indiana share common landlord and tenant obligations. These areas require landlords to provide a safe, clean, and habitable living environment. To meet these living standards, landlords must maintain working conditions for installed utilities, like the following:

  • Electrical systems
  • Plumbing systems with hot and cold water
  • Heating, ventilating, and air conditioning systems
  • Appliances included in the rental agreement

While landlords have more extensive obligations under state and city laws, tenants, such as yourself, are required to maintain a clean and habitable living environment. This is mostly limited to maintaining your apartment appliances and the cleanliness of your living space.

Facility regulations

The City of Louisville also has requirements for the construction of the building or facilities. Apartment units and all common areas must meet structural code standards. Some examples of Louisville building codes for apartment units include the following:

  • The bathroom must have walls, water resistant flooring, a door, a toilet, and a tub or shower.
  • There must be at least one window in every habitable room.
  • There must be a working smoke detector in each unit.
  • There must be safe exits that lead to an open area on the ground floor.
  • All stairs must have firmly fastened handrails.

Accommodations for seniors with disabilities

Landlords are required to make reasonable accommodations and modification for those with disabilities. This may include offering accessible parking, installing hand rails in a unit, or allowing services animals even if a no-pet policy is in place. However, there are limitations to these accommodations. It’s always best to check with your prospective community ahead of time to get a thorough understanding of their accommodation practices.

Kentucky: Your landlord is allowed to require you to restore the property to the condition it was in prior to any modifications you made. If you have a service animal, you can submit a request to the landlord, which, if approved, will allow your service animal in the apartment building. Landlords cannot charge a pet fee or deposit for service animals.

In the Louisville area, you can take advantage of the independent living center, Center for Accessible Living (CAL). This center helps those with disabilities learn independent living skills, as well as experience support, advocacy, and more.

Indiana: While you’re allowed to make modifications, like installing a ramp or removing carpet in your unit, your landlord can make you, as a tenant, pay for these modifications. Additionally, the landlord can require these modifications be done professionally.

COVID-19 regulations for Louisville independent living communities

As COVID-19 regulations begin to relax, so does the level of guidance provided by some states, such as Kentucky. The Kentucky Department for Public Health (KDPH) is currently following community level COVID-19 guidance, and Jefferson County is currently under a low level of guidance. Below is Jefferson County’s COVID-19 guidance for general and senior living environments.

To be sure you completely understand your prospective community’s rules around COVID-19, it’s best to check with them before your move in.

Masking. A mask may be required after an indoor setting was exposed to a COVID-19 infection. Senior living care settings do not currently require masks.[12,13]

Quarantining. If you test positive for COVID-19, you’re recommended to isolate for five days (with no symptoms) or 10 days (with symptoms). If you have close contact with someone with a COVID-19 infection, monitor your symptoms for 10 days.[12]

What to expect from independent living in Louisville

Whether you’re looking for a community you can age in place at or one where you can experience a luxurious, convenient lifestyle, the Louisville area offers a variety of options. In this section you’ll learn more about the features of independent living communities in the Louisville area, so you know what to expect to find in the current market.

Stand-alone independent living vs. multiple levels of care

A majority of our independent living partners in Louisville offer multiple levels of care services on the same campus. This may include assisted living or memory care services and round-the-clock supervision. These types of communities help seniors age in place, so if additional care or assistance is ever needed in the future, they won’t have to worry about moving to a different community.

Only 5 out of our 12 independent living partners in Louisville are stand-alone independent living communities, meaning they only serve fully independent seniors who don’t need care. Our independent living partner in Jefferson, Indiana, is one of these stand-alone communities.

Accommodating layouts

Similar to independent living communities across the county, Louisville offers a variety of room and apartment accommodations. Depending on your preferences, you’ll be able to find communities with studio, one-bedroom, and two-bedroom apartments. In addition to these standard layouts, some Louisville independent living communities have single-family cottages, allowing you to have more space and a sense of freedom. If you live in one of these types of cottages, you may be able to have a garage and/or yard.

Resort-like standards

Many of our independent living partners in Louisville go beyond the current market standards. For example, all our Louisville independent living partners provide meals. Additionally, if you’re looking to live in a resort-like atmosphere, many independent living communities have superior facility amenities, like the following:

  • Fitness centers
  • Pools
  • Putting greens
  • Art galleries and studios
  • Yoga studios
  • Game and card rooms
  • Bocce ball courts
  • Chapels
  • Dog parks
  • Playrooms for visiting grandkids

Besides communal amenities, some independent living communities have these features in their apartments to provide additional conveniences for seniors:

  • In-unit washers and dryers
  • Emergency call systems
  • Private patios and/or balconies

Active living lifestyles

You won’t find yourself bored at any of our partner independent living communities that value active living. Between on-site activities and off-site outings, you’ll have access to a variety of options at a majority of our independent living partners in Louisville. Approximately 66% of our independent living partners in Louisville staff an activity director, who helps coordinate engaging, valuable activities.

In a Louisville independent living community you may have access to a variety of activities. These can include but are not limited to the following:

  • Classes for art, cooking, or stretching
  • Happy hours
  • Day trips and outings
  • Dances
  • Trivia games
  • Wii Bowling
  • Yoga
  • Wine tastings
  • Live performances

In addition to activities, many independent living communities encourage socializing and creating friendships through clubs for hobbies or interest groups. These can include but are not limited to the following:

  • Gardening
  • Cooking
  • Reading
  • Bridge
  • Cards
  • Sewing or quilting

Explore senior care with confidence

Know where to start.

Identify the right care for your loved one with our free assessment.

See what you can afford.

Understand cost and payment for long-term care based on your loved one's needs.

Find top facilities for you.

Free, personalized guidance from our Senior Living Advisors can help you narrow your search.

Tour your favorite facilities.

Our free touring checklist can help you choose the right community.

Unfamiliar with Louisville? Highlights for seniors

162395

Number of seniors over the age of 62 currently living in Jefferson County, Kentucky
20%

Percentage of seniors 62 and older within Jefferson County, Kentucky[14]

$28,648

Average retirement income for seniors 65+ in Jefferson County, Kentucky

Health care for seniors in Louisville

As America’s Aging Care Capital, according to Forbes Magazine, Louisville offers innovative health care as it works to improve healthy aging solutions. You’ll have access to high-quality care through Louisville’s distinguished health care systems. With specialized aging care teams and certified stroke centers, many of these local hospitals perform well for adult conditions common to seniors. Read on to learn about some of the most distinguished hospitals in the area.

Baptist Health Louisville

Find top-notch care at Baptist Health Louisville, ranked as the No. 1 hospital in Louisville and No. 3 in Kentucky, according to U.S. News and World Report. With specialized teams for stroke and heart attacks, the hospital is high performing for those conditions. The hospital is also high performing in lots of other adult procedures and conditions, such as colon cancer surgery, multiple cardiology surgeries, diabetes, hip replacements, knee replacements, and more.[16] In addition to this location, the hospital also has centers in Jeffersonville, Indiana.

Norton Hospital

You can receive innovative care at Norton Hospital — the teaching hospital for the local University of Louisville School of Medicine. This hospital is ranked No. 2 in Louisville and No. 5 in Kentucky, according to U.S. News and World Report. This hospital has a Primary Stroke Center certified by The Joint Commission, a nonprofit organization that accredits health care in the United States, and the health agency, American Stroke Association. In addition to offering exceptional care for strokes, the hospital performs highly for several other adult procedures and conditions, like heart attacks, heart failure, diabetes, kidney failure, hip replacements, and knee replacements.[16]

UofL Health — Jewish Hospital

UofL Health — Jewish Hospital is another distinguished hospital in the area and is known for many medical firsts in the United States. The hospital is ranked No. 3 in Louisville and No. 6 in Kentucky, according to U.S. News and World Report. With their certified stroke center, the hospital offers exceptional care for the common senior condition, strokes. Additionally, the hospital performs well for a variety of adult conditions, including but not limited to heart attacks, heart failure, kidney failure, and knee replacements.[16]

Transportation for seniors in Louisville

You’ll be able to get around town and attend local appointments easily thanks to transportation services provided at our partner independent living communities. Nearly all our independent living partners (about 91%) offer on-site transportation services. A majority of Louisville residents have their own vehicle, and you can feel at ease knowing all of our independent living partners offer on-site parking options for residents.

Besides on-site transportation, approximately 66% of our independent living partners are conveniently located near public transportation options. This is helpful, since the Louisville area can be difficult to get around due to few public transportation options. Public transit is available through the local Transit Authority of River City (TARC) system.

  • Fixed routes: There are multiple fixed routes that run through Louisville with stops in Indiana cities, such as Jeffersonville, Clarksville, and New Albany. These buses typically run on Wednesdays, Saturdays, and Sundays. However, availability depends on the route and bus.
  • Bus Rapid Transit (BRT): This bus route runs more frequently along Dixie Highway into downtown Louisville during the weekdays.
  • TARC3: Those who meet eligibility and disability requirements and cannot use other public transit systems may have access to this paratransit service. This service goes door to door and mostly uses vans and taxis.

While the area is difficult to get around without a vehicle, the downtown neighborhood is easier to walk, with a Walk Score of 95 in the Central Business District. However, as you can see below, the greater Louisville-Jefferson County area is difficult to get around without a vehicle. Overall, the city has rather low ratings (out of 100) for walking, transit, and biking.

34

Walk Score

27

Transit Score

43

Bike Score

Senior activities in Louisville

The Louisville area has an abundance of local entertainment opportunities, attractions, and activities. Known as a foodie destination and home to the Kentucky Derby, beloved sports teams, and the world’s best handcrafted bourbons, Louisville is famous for a lot. However, Louisville residents know the city goes beyond their famed cultural strengths, with a solid infrastructure, various shopping centers, exquisite performing arts theatres, and stunning nature areas. Plus, seniors can live an active lifestyle beyond their senior living community thanks to the city’s age-friendly mentality.

Active senior living in Louisville

The Louisville area is a wonderful place for seniors to retire with a copious amount of senior-friendly activities scattered throughout the city. The Louisville Metro Government partnered with AARP Kentucky, Kentuckiana Regional Planning and Development Agency (KIPDA), and the UofL Institute for Sustainable Health and Optimal Aging to create Age-Friendly Louisville — a community-driven initiative to make Louisville accessible for seniors and those with disabilities.

Besides senior centers, the area has a YMCA Forever Young program to help seniors aged 50+ stay healthy and active through activities and outings. Additionally, Clark County has a senior games gang through their area agency on aging location, Life Span Recourses. This is a membership for seniors aged 55+. You can compete in competitions all year round, as well as participate in activities that your area may or may not host, including but not limited to the following:

  • Bowling
  • Horseshoes
  • Mini golf
  • Dance contests
  • Cards and games
  • Chair volleyball

Senior centers

The Louisville area also has many active living opportunities for seniors through local senior centers. While all of our independent living community partners offer on-site activities, you may be able to find additional active senior opportunities outside of the community. Some local senior centers are managed through Kentuckiana Regional Planning and Development Agency (KIPDA), which you can find on their website. These centers offer meals, social opportunities, health and wellness programs, educational seminars, counseling, and more.

Must-see attractions

Whether you’re living in or visiting this Southern state, you may want to attend its most famous event — the Kentucky Derby. Get dressed up in full Southern flair for this annual horse race, which takes place in the legendary racetrack, Churchill Downs. While the Kentucky Derby tries to accommodate those with disabilities, the area has limited space and cannot store wheelchairs brought to the event. From the parking lot to the racetrack, the attraction offers accessible shuttles to help those with disabilities into the event.

Go deep underground with another must-see in Louisville. The Louisville Mega Cavern is a fantastic cave and cavern system with accessibility options in Kentucky. This is system is one of the most well-known, man-made caverns and can be explored through the historic underground tram tours, which are ideal for seniors with mobility issues. Prior to your visit, ask about wheelchair-accessible tours through the Mega Tram.

Collegiate and professional sports

Louisville goes beyond their legendary horse racing track with its multiple large stadiums, where you’ll find both collegiate and professional sports teams.

The city is home to the University of Louisville Cardinals. In addition to Division 1 college football in the Cardinal Stadium, you can enjoy local minor league baseball games watching the Louisville Bats play in Louisville Slugger Field. Besides these teams and stadiums, Louisville is also home to a large soccer stadium — Lynn Family Stadium. In fact, it’s known as one of the largest soccer stadiums in the area. This is where you can watch the professional soccer club, Louisville City FC, play during the exciting USL Championship.

Southern food and bourbon

The Brown Hotel in Louisville is where the famous Hot Brown was created, and to this day, people visit the hotel to enjoy the unique dish. This dish is not your ordinary turkey sandwich; this open-faced sandwich is topped with strips of bacon smothered in Mornay sauce. In addition to the Hot Brown, the Kentucky Derby Pie was created in the Prospect neighborhood. This delicious chocolate and walnut filled pie recipe continues to remain a secret by creators at Kern’s Kitchen. In general, Kentucky is known for many southern staples, from burgoo to benedictine.

Many Kentucky residents accompany their southern dishes with a nice bourbon. Louisville is known for having the best handcrafted bourbon out there. So much so that the area houses Bourbon District in downtown Louisville and Whiskey Row along Main Street. In the Louisville area, you can find many distillery tours where you can witness the distilling process and try some of the best bourbon in Kentucky:

Shopping in Louisville neighborhoods

While every Louisville neighborhood has a variety of shopping areas, the Westport Village is one of the most well-known shopping destinations with locally owned businesses. Additionally, you can find a copious amount of well-known stores at the local malls — Mall St. Matthews and Oxmoor Center.

Appreciate the arts in Louisville

Experience the loud thumping of music at live concerts or the exquisite theatrics of performing arts at accessible venues, like the Kentucky Center for the Performing Arts and the Iroquois Amphitheater. The Iroquois Amphitheater offers experiences of a lifetime with their live concerts. And the Kentucky Center for the Performing Arts goes beyond with additional performances listed below:

  • Orchestra
  • Opera
  • Ballet
  • Broadway
  • Speakers
  • Comedians

Explore outdoor areas

Whether you’re looking for a golf course, an outdoor park, or a river cruise, the Louisville area has a variety of outdoor areas for you to enjoy. You can enjoy the stunning views of the Louisville skyline on one of the many riverboat cruises. From beautiful views on sunset rides to picnics on the river, seniors aged 65 and older are sure to enjoy a riverboat ride at a discounted rate.

If you prefer to stay on land, you can enjoy one of the Louisville parks. At these parks you’ll have access to miles of hiking paths, as well as areas for activities like fishing, picnics, and camping. Crossing over the state line, you can find the Jefferson Memorial Forest in Indiana. With over 60 miles of charming hiking trails, including the wheelchair-accessible Tulip Tree Trail, which is one of the largest city-owned urban forests in the United States. Jeffersonville city parks also have specialty parks with the city’s Home of Champions Wall, where locals honor well-known people from their area.

The Louisville area also offers 10 unique golf courses with affordable golfing experiences. These golf courses push you to improve your skills with challenging holes. You can find the local golf courses and prices on the Louisville-Jefferson County Metro Government website.

Frequently asked questions

StoryPoint Middletown, The Ashton on Dorsey and Magnolia Springs Louisville are the top-rated Independent Living facilities near Louisville, KY. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Independent Living in Louisville is 3,539 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

  1. A Place for Mom. (2022). A Place for Mom proprietary data.

  2. United States Census Bureau. (2021). Veteran status (S2101): Jefferson County, Kentucky [Data set]. American Community Survey.

  3. Commonwealth of Kentucky Cabinet for Health and Family Services. Home and community based waiver.

  4. Indiana Medicaid for Members. Aged and disabled waiver.

  5. Louisville Metro Human Relations Commission. Fair housing.

  6. U.S. Department of Housing and Urban Development. Fair housing and equal opportunity serving Indiana.

  7. Louisville-Jefferson County Metro Government. Check it out!! – Property maintenance.

  8. Landlord-Tenant Relations, Indiana General Assembly § IC32-31. (rev 2022).

  9. Discriminatory Practices; Fair Housing, Louisville/Jefferson County Metro Government § 92.03 (2020).

  10. Indiana State Government. (Feb. 2023). Frequently asked questions.

  11. Kentucky Department of Public Health. {2022, July 27). Have you been exposed to or tested positive for COVID-19?

  12. United States Census Bureau. (2021). Age and sex (S0101): Jefferson County, Kentucky [Data set]. American Community Survey.

  13. United States Census Bureau. (2021). Population 65 years and over in The United States (S0103): Jefferson County, Kentucky [Data set]. American Community Survey.

  14. U.S. News and World Report. Best hospitals in Louisville, KY.

  15. Martinson, M. (2023, March 29). Personal communication [Phone interview].

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