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Along the Ohio River you’ll find the beautiful skyline of the largest city in Kentucky: Louisville. The urban area veers away from the stereotypical city living mentality. Instead, you’ll be greeted with Southern hospitality in a big city that still manages to feel like a small town. Residents in Louisville look at it as neighborhoods rather than a large metropolitan area. It’s an affordable area where seniors can retire with access to a multitude of activities and events.
A senior apartment is typically a standard apartment complex designed for seniors aged 55+ or 62+. These communities allow seniors to age independently together in the same area, while providing accessibility features for those with disabilities. Whether you’re looking for an affordable apartment or additional luxurious amenities, Louisville has a variety of senior apartments available.
A Place for Mom has researched senior apartments within a 10-mile radius of Louisville, Kentucky (i.e., Jefferson County). This radius includes parts of Indiana, such as Clarksville and Jeffersonville in Clark County. While A Place for Mom only partners with a handful of senior apartments in the area, there are many senior apartment options in Louisville and the surrounding area. Senior apartments are scattered throughout multiple Louisville neighborhoods. However, there is a large cluster of senior apartments, including one of our partners, located in the Old Louisville and Portland area.
This is a comprehensive guide to senior apartments in the Louisville area with information and resources for both Kentucky and Indiana. This guide provides a lot of information and answers to questions, such as the following:
Besides these questions, you’ll find more information on Louisville itself. Between transportation and exciting activities, this guide offers a look into living in Louisville.
Types of care available in Louisville, KY
Senior Apartments
I sensed a real concern by the staff for the people under their care. While there may have been internal (employee/employer) issues, as there may be in any work environment, it never manifested itself in my presence. In my opinion, employees are acting professionally in that regard. As for the facility, it was wonderful, above what I expected to find.
I moved into this community about 1 year ago and I am happy to be here. Fine people live here. The employees that work here are friendly people. Very caring people.
120 S Hubbards Ln, Louisville, KY 40207
My visit was very nice. Every body concerned went out of their way to amend me comfortable and cared for. I would definitely consider them if I need someplace to go.
As the premier independent living and assisted living community in the St. Matthews area, we are conveniently located in the unique St. Matthews neighborhood, with easy access to shopping, dining, festivals and the arts, Vitality Living St. Matthews offers independent living and assisted living...
3525 Ephraim McDowell Dr, Louisville, KY 40205
I have only been at Twinbrook Hotel Apartments for about three weeks, but so far, I would recommend it. The staff are nice and helpful. And the property is clean.
960 S 4th St, Louisville, KY 40203
I have met one of the housing managers and I liked what I saw in her. I think she is quality for this type of community and her standards are good. She really cares about the elderly and that really stands...
Chapel House and Friendship House is part of a vibrant retirement community in beautiful Old Louisville. Our diverse community of seniors 62+ live independently with convenient access to dining, entertainment and I-65. Our one-bedroom and studio apartments are affordable, secure and include basic...
5105 Gemna Way, Louisville, KY 40219
I picked this community because I liked the facility, and the rooms. I like the cleanliness. It's a nice location. I would recommend to others.
8027 Glimmer Way, Louisville, KY 40214
It has been a nice experience so far for us with this community. The apartments look very nice. The staff is great, they are quick to respond to my concerns. The community looks very well maintained. My only...
Louisville, Jefferson County, KY is home to Overlook Terraces - a senior housing community with some of the most spectacular hilltop views to be found in the area. Here, a gorgeous home at an affordable price is combined with a prime location just minutes from downtown Louisville. Overlook...
1804 Russell Lee Drive, Louisville, KY 40211
2821 Biggin Hill Ct, Louisville, KY 40220
Brookstone Senior is a newly constructed affordable senior apartments community located in Louisville, Jefferson County, Kentucky. The complex has been designed for residents 55 and older. You can join a community where everybody has fun and looks out for each other. Brookstone Senior is located...
3800 Falcon Crest, Louisville, KY 40219
Here Falcon crest we offer spacious 1,2,and 3 bedroom apartment homes as well as 2 bedroom condos and patio homes. All apartments have washer/dryer connections,and fully equipped kitchens. Our amenities include a 24-hour fitness center, clubhouse,private cinema, pool,playground,and 24-hour...
2715 Fern Valley Rd., Louisville, KY 40213
2715 Fern Valley Rd., Louisville, KY 40213
3600 Good Samaritan Way, Jeffersontown, KY 40299
4113 Bluelick Ct, Louisville, KY 40229
4113 Bluelick Ct, Louisville, KY 40229
1014 South 2nd Street, Louisville, KY 40203
1014 South 2nd Street, Louisville, KY 40203
2223 Magazine St, Louisville, KY 40211
3202 Margee Dr., #1104 #1104, Louisville, KY 40216
Whispering Woods II is a 55+ assisted and senior housing community located in the western area of Louisville, Kentucky, in Jefferson County. The community is surrounded by residential housing and has large areas of open space with green grass and trees. Major freeways and bus lines are close-by,...
3202 Margee Dr., #1104 #1104, Louisville, KY 40216
Whispering Woods II is a 55+ assisted and senior housing community located in the western area of Louisville, Kentucky, in Jefferson County. The community is surrounded by residential housing and has large areas of open space with green grass and trees. Major freeways and bus lines are close-by,...
3202 Margee Dr #1104, Louisville, KY 40216
Whispering Woods I is an affordable senior housing apartment complex for seniors 55 and older located in a beautiful and cozy neighborhood in Louisville, Jefferson County, Kentucky. Whispering Woods I is located right by I-264, making it easy to get almost anywhere. We are nearby many shopping...
11313 Bold Forbes Rd, Louisville, KY 40272
Woods of Glen Hill Manor is a housing apartment for seniors in quiet and beautiful neighborhood in Louisville, Jefferson County, Kentucky. Woods of Glen Hill Manor is surrounded by gorgeous landscaping of mature trees with plenty of room to relax and breathe. Our community is convenient to many...
Our senior apartment partners average about $1,000 per month, according to A Place for Mom’s proprietary data.[01] This is exactly what seniors have reported paying, including add-on fees. However, through internal research, A Place for Mom found senior apartments in the Louisville area can range from $500 to $3,800. The cost varies depending on the following:
While costs vary depending on the senior apartment, the Louisville area typically includes the following in apartment fees:
Below you’ll find the average baseline costs for senior apartments in Louisville. These numbers do not include add-on fees like utilities and pet rent.
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Most retirees pay for a senior apartment as they would with any other apartment — with private funds, such as income or savings. The Louisville area offers additional public assistance, like veterans benefits and Social Security benefits, to help pay for rental and medical costs.
Since a senior apartment is not a senior care facility, a majority of public benefits will not cover rental fees. However, you may qualify for assistance with costs for medically necessary in-home care services through Medicare, Medicaid, or long-term care insurance. Here, you’ll learn more about private pay options, as well as ways seniors may receive financial assistance like veterans benefits, housing assistance, Medicare, and Medicaid.
When trying to pay for a senior apartment, most retirees start by looking at their private pay options. Private pay methods can include income sources like savings, Social Security benefits, pensions, and investment returns. Additionally, seniors may use the following methods to pay for an apartment:
While senior apartments are typically not licensed as senior care facilities, they are still rental properties and typically follow regular apartment laws and regulations. Besides apartment requirements, you can rest easy knowing you cannot be discriminated against, thanks to the Fair Housing Act. Both Kentucky and Indiana comply with this federal law, which prohibits landlords from discriminating against those wanting to apply based on race, religion, sex, disability, sexual orientation, gender identity, and more. However, a majority of senior apartments typically have an age minimum. In the Louisville area, both senior apartments for 55+ and 62+ are common.
While every state has different apartment regulations, there are commonalities between Kentucky and Indiana. Both states require landlords to provide a safe, clean, and habitable living environment, as well as maintaining working conditions of installed utilities, such as the following:
While landlords are accountable for a majority of apartment building requirements, you, as a tenant, have certain responsibilities to help create a clean and habitable living environment. Luckily, your obligations are limited to maintaining your apartment appliances and the cleanliness of your living space.
In addition to these regulations, The City of Louisville requires apartment buildings to meet the Existing Structures Code, as well as specific construction standards by including a multitude of necessities and room requirements, which include those below:
Apartments in Kentucky and Indiana are required to make reasonable accommodations for those with disabilities. This can include changes to policies and procedures, such as providing accessible parking or allowing service animals. However, landlords are allowed to have conditions for certain accommodations.
Kentucky: When renting an apartment, your landlord can require that you restore the property to the condition it was in prior to the modifications.
Indiana: You, as a tenant, are allowed to make modifications to your apartment to help make it more accessible. This may include installing a ramp or removing carpeted flooring. However, your landlord can make you, as the tenant, pay for these types of modifications and require it be done professionally.
Note: All apartment buildings built after March 1991 must meet Fair Housing Accessibility Guidelines.
The Kentucky Department for Public Health (KDPH) is currently following community-level COVID-19 guidance. As of now, Jefferson County, Kentucky, is under a low level of guidance. This means masking is up to individual preferences, but masks can be required following a COVID-19 exposure in an indoor setting. Jefferson County continues to recommend isolation after testing positive or coming in contact with someone who is positive for COVID-19 infection. However, the amount of time varies depending on whether you have symptoms or not.
Senior living congregate care settings do not require masks, but KDPH recommends speaking with a medical professional about preventative treatments, if you are considered high risk. However, some senior apartments may implement their own COVID-19 guidelines, so it is important to ask your landlord for further information.
Whether you’re looking for an affordable apartment or a luxuriously secure living environment, Louisville offers an abundance of options. While a majority of apartments in Louisville are similar, there are still a range of options. Here, you’ll begin to understand what types of senior apartments you can find in Louisville, which may help you decide on the best option for you.
The Louisville area offers a handful of affordable senior apartment options. And while Clark County, Indiana, does not have many senior apartment options, there is an affordable senior apartment community available. These apartments typically accept Section 8, also known as Housing Choice Voucher programs. These affordable housing options are similar to standard senior apartments in the Louisville area. While they are listed as the most budget-friendly options, they do not lack in community and apartment features.
There are many commonalities across senior apartments in Louisville. A majority follow the same type of structure for their community amenities and apartment features. Whether a senior apartment building is a mid-rise or high-rise, on average these buildings have at least 100 units. Additionally, these units are typically one- or two-bedroom apartments, but a few studio floor plans are offered as well.
Many of these apartments offer apartment styles with utilities, full kitchens, and either on-site laundry facilities or connections for washer and dryers. Additionally, these senior apartments are usually pet-friendly, but there may be limitations, monthly pet fees, or pet deposits. You can also feel at ease knowing you may have access to services like the following:
If you’re looking for more luxurious accommodations or amenities, Louisville also has options to fit those needs. There are a handful of apartments that go beyond the standard by adding modern touches, such as granite countertops, ceiling fans, hardwood flooring, and rich paint colors, to make the unit look and feel more luxurious. Additionally, some apartments go above and beyond with apartment features like the following:
Besides these perks, some senior apartments add on extra amenities to encourage active living among senior residents. While these amenities depend on the apartment building, they may include but are not limited to the following:
Additionally, some apartments offer secured buildings and safer units. You can feel at ease knowing the building is gated, has controlled access, and/or has security systems. Plus, some senior apartments in Louisville have emergency pull cord systems in their units.
The senior population in Louisville continues to grow. A handful of apartments in Louisville have been built or opened in recent years and may offer more luxurious amenities, such as a pool, business center, clubhouse, fitness center, and storage area. While there is a cluster of senior apartments located near the Old Louisville and Portland area, a majority of the newly built and/or newly opened senior apartments are located in other neighborhoods in the area.
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Percentage of seniors 62 and older within Jefferson County, Kentucky[14]
The Louisville area has several highly ranked health care systems and you’ll have access to innovative care thanks to Forbes naming Louisville as America’s Aging Care Capital. You can receive care for adult conditions and procedures common in seniors, such as strokes. Below are some of the highest rated hospitals in the area; some of which include home health care services.
Baptist Health Louisville is the No. 1 hospital in Louisville and ranks No. 3 in Kentucky, according to U.S. News and World Report. The hospital system is high-performing in 10 adult procedures and conditions, such as heart attacks, diabetes, and strokes.[16] You’ll also have access to in-home care through the hospital’s Baptist Health Home Care. In addition to this location, the hospital has centers in Jeffersonville, Indiana.
As the teaching hospital for the University of Louisville School of Medicine, Norton Hospital is another distinguished health care facility in the area and is ranked No. 2 in Louisville and No. 5 in Kentucky, according to U.S. News and World Report. This location highly performs in nine adult procedures and conditions, like heart attacks, heart failure, diabetes, strokes, hip replacements, and knee replacements.[16] You can also receive compassionate in-home care through the Norton Home Health services.
UofL Health — Jewish Hospital is ranked No. 3 in Louisville and No. 6 in Kentucky, according to U.S. News and World Report. This hospital system performs well in a variety of adult conditions, including but not limited to heart attacks, heart failure, diabetes, strokes, and knee replacements.[16]
The Louisville area is difficult to get around; therefore, a majority of residents in the Louisville area own a vehicle. While Louisville lacks public transportation options, there are ways to get around through the local Transit Authority of River City (TARC) system. TARC offers a variety of busing options, including the following:
TARC also has a senior pass for seniors aged 60+ who use the Louisville Metro Senior Nutrition site, which is similar to a congregate meal site or the Meals on Wheels Program.
While the Louisville area is not easy to get around, the downtown area is much easier to walk, with a whopping Walk Score of 95 in the Central Business District. However, as seen below, the general Louisville-Jefferson County area receives low ratings (out of 100) for walking, transit, and biking.
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As the largest city in Kentucky, Louisville is home to multiple well-known attractions, as well as senior-friendly activities. Whether you’re looking for horse races, casinos, or outdoor areas, the opportunities are endless. Plus, you can travel across the Big Four Bridge to get to activities in other parts of Kentucky or Indiana. Here, you’ll learn more about what you can find in the Louisville area.
Become a true Southern resident by attending the most famous event in Louisville, the Kentucky Derby. This legendary annual horse race is hosted in the well-known racetrack, Churchill Downs. While the Kentucky Derby tries to accommodate those with disabilities, it does not provide wheelchairs to rent and will not store wheelchairs that are brought to the event. However, the event does have accessible parking available, as well as an accessible shuttle to help those with disabilities travel from the parking lot to the racetrack.
Kentucky and Indiana are home to multiple caves and caverns. While underground areas may not be the best for those with disabilities, some have accessible opportunities. The most well-known in the area is the large Louisville Mega Cavern with a historic tram tour that explores the man-made cavern. The Mega Tram offers wheelchair-accessible tour each day, but prior to your visit, you should call to see whether these tours are available at that time.
Louisville, Kentucky, is known for having some of the best bourbons out there. As the home of handcrafted bourbon, Louisville has many distillery tours. The following tours will allow bourbon aficionados to see the distilling process and sample some of the best the state has to offer:
The Louisville area is home to many outdoor areas and activities thanks to a copious amount of parks and stunning views of the Louisville skyline on river cruises. From beautiful sunset rides to picnics on a steamboat, Louisville offers a variety of vessels to cruise along the local riverbanks in view. At least two of the riverboats — the Belle of Louisville and the Mary M. Miller — offer accessible areas. Additionally, these riverboats offer a discounted rate for seniors aged 65 and older.
Whether you reside in Louisville or Jeffersonville, you’ll be able to find many outdoor areas. Louisville parks have miles of hiking paths, as well as areas for activities like fishing, picnics, and camping. Just outside the bustling downtown, Jefferson Memorial Forest is the largest city-owned urban forest in the United States, with more than 60 miles of hiking trails, including the wheelchair-accessible Tulip Tree Trail.
Jeffersonville city parks go beyond just picnic tables, with specialty areas like dog parks, boat slips, and the City’s Home of Champions Wall, where locals honor well-known people from the area.
Between the Kentucky Center for the Performing Arts and the Iroquois Amphitheater, you’ll have access to a large entertainment and performing arts scene. Luckily, both of these venues are accessible, so anyone can enjoy live concerts and performances. There is something for everyone at the Kentucky Center for the Performing Arts since the center goes beyond live concerts with other entertainment options, such as performances from the following:
Seniors in the Louisville area have access to a variety of active senior living opportunities, including senior centers. Besides recreational programs and visiting opportunities, the regional senior centers provide a variety of services, such as meals, health and wellness programs, educational seminars, and counseling. A handful of senior centers can be found through the Kentuckiana Regional Planning and Development Agency (KIPDA). Additionally, there are local programs, such as the YMCA Forever Young program, to help seniors aged 50+ stay healthy and active through activities and outings.
In Clark County, Indiana, seniors can join the senior games gang through Life Span Recourses, an Area Agency on Aging location. This is a membership available for seniors aged 55 and older, where they can participate in chair volleyball, cards, games, horseshoes, bowling, mini golf, dance contests, and more competitions year-round.
Jefferson Crossing Senior Living, Christian Care Communities Apartments and The Villages of Park Duvalle are the top-rated Senior Apartments facilities near Louisville, KY. These Senior Apartments facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Senior Apartments in Louisville is 1,193 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
A Place for Mom. (2022-2023). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran status (S2101): Jefferson County, Kentucky [Data set]. American Community Survey.
Commonwealth of Kentucky Cabinet for Health and Family Services. Home and Community Based Waiver.
Indiana Medicaid for Members. Aged and Disabled Waiver.
Medicare. Home health services.
Louisville Metro Human Relations Commission. Fair Housing.
U.S. Department of Housing and Urban Development. Fair Housing and Equal Opportunity serving Indiana.
Landlord-Tenant Relations, Indiana General Assembly § IC32-31. (rev 2022).
Louisville-Jefferson County Metro Government. Check it out!! – Property maintenance.
Discriminatory Practices; Fair Housing, Louisville/Jefferson County Metro Government § 92.03 (2020).
Indiana State Government. (Feb. 2023). Frequently asked questions.
Kentucky Department of Public Health. {2022, July 27). Have you been exposed to or tested positive for COVID-19?
Cabinet for Health and Family Services. (2022, Sept. 16). Provider guidance memo: Face coverings in long-term care and senior living congregate care settings.
United States Census Bureau. (2021). Age and sex (S0101): Jefferson County, Kentucky [Data set]. American Community Survey.
United States Census Bureau. (2021). Population 65 years and over in The United States (S0103): Jefferson County, Kentucky [Data set]. American Community Survey.
U.S. News and World Report. Best Hospitals in Louisville, KY.
Walk Score. Living in Louisville-Jefferson.
Martinson, M. (2023, March 29). Personal communication [Phone interview].
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