10 Best Independent Living Communities in St Charles, IL

Learn More About Independent Living in St. Charles, IL

This suburb on the western outskirts of Chicagoland offers a quiet retreat from big-city life and easy access to shopping and dining spots, health care facilities, and public transportation options. With plenty of local options for leisure and entertainment — like St. Charles Jazz Weekend — that help create the town’s sense of community, St. Charles residents can live an active, fulfilling retirement without having to head into the Windy City on a regular basis.

Independent living communities — also known simply as retirement communities — in St. Charles, IL are geared towards seniors who are able to live on their own, without daily assistance, and prefer to live among people their age. This usually means residents are self-sufficient and do not require hands-on care. Think of St. Charles, IL retirement communities as age-restricted (typically 55+) complexes, which provide organized activities, meal services, and transportation.

Cost of Independent Living in St. Charles, IL

The median monthly cost of independent living in 2019 was around $2,300 in the state of Illinois. To learn more about the cost of independent living in St. Charles, contact A Place for Mom’s Senior Living Advisors.

Learn More About St. Charles, IL

Cost of Living

The total household expenses associated with living in St. Charles are rated 12 points above the national average. Grocery and other essential costs are also rated above the average.

Index Scores

All index scores are based on a scale that has the national average set at 100. A score of 200 indicates that the cost is twice as expensive as the national average, while a score of 50 indicates that the cost is half as expensive.

Household Expenses	Health Care	Insurance	Entertainment	Groceries	Clothing
112	107	119	115	109	111

Income and Housing

Median Income Age 45-64	Median Income Age 65+	Median Household Income	Average Individual Income	Median Employee Salary	Average Property Tax	One-bedroom Apartment Gross Rent Estimate
$110,875 per year	$53,377 per year	$89,914 per year	$44,965 per year	$39,113 per year	$7,864 per year	$1,055 per month

Local Hospitals

The top hospitals that service St. Charles include:

Delnor Community Hospital

• Facility type: nonprofit, short-term acute care
• Bed count: 140+
• Specialties: emergency department, ICU, joint replacement

AMITA Health Saint Joseph Hospital Elgin

• Facility type: faith-based, short-term acute care
• Bed count: 180+
• Specialties: emergency department, ICU, spine surgery

Central DuPage Hospital

• Facility type: nonprofit, short-term acute care
• Bed count: 390+
• Specialties: emergency department, ICU, physical therapy

Weather and Climate

St. Charles’s climate is classified as humid continental, meaning the area experiences four distinct seasons with hot, humid summers and cold winters. The average humidity level is 72%, and humidity levels are often highest during December at about 81%.

Seasonal Temperatures

January Average	January Maximum	January Minimum
20°F	29°F	11°F

July Average	July Maximum	July Minimum
72°F	84°F	61°F

Air Quality

• Relative Air Quality Index: 105

This index is based on a scale that has the national average set at 100. A score of 200 indicates twice the presence of air pollutants than the national average, while a score of 50 indicates half the presence.

Precipitation

• Average annual precipitation: 38″

Demographics and Values

Population Statistics

Median Age	Percent of Population Over 65	Population	Population Density	Average Household Size
41	17.3%	32,065	2,230 per square mile	2.6

Race & Ethnicity

American Indian or Alaskan Native	Asian	Black	Hispanic or Latino	Native Hawaiian or Pacific Islander	Two or More Races	White (not Hispanic or Latino)
0.5%	3.4%	1.8%	10.3%	<0.1%	2.1%	82.5%

These figures were taken from the most recent U.S. Census.

LGBTQ+ Inclusivity

These scores were taken from the 2020 Human Rights Campaign’s Municipal Equality Index.

• Non-discrimination laws in Aurora: 30/30
• Overall inclusivity: 83/100

2016 Presidential Election Results for DuPage County

Democratic	Republican	Other
53.9%	39.8%	6.3%

Arts, Culture, Entertainment, and Recreation

Some of the most popular museums and historic sites in St. Charles include:

• St. Charles History Museum
• Historic District
• St. Charles Public Library
• Rockwell House

Outdoor attractions in St. Charles:

• St. Charles Park
• Pottawatomie Park
• Delnor Woods Park
• Fabyan Forest Preserve
• Norris Woods Nature Preserve

St. Charles’s top entertainment destinations and shopping districts are:

• Arcada Theatre
• St. Charles Scarecrow Festival
• St. Charles Jazz Weekend
• St. Charles Fine Art Show
• Foxfield Commons Shopping Center
• Geneva Commons

Transportation

Ride in Kane (RIK) offers door-to-door paratransit services throughout the city of St. Charles and Kane County. Taxis and rideshare services, like Uber and Lyft, are also available in St. Charles.