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183 Independent Living Facilities near Golden Valley, MN

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10 Best Independent Living Communities in Golden Valley, MN

Last Updated: 2/21/25

If you’re looking for independent living in the Golden Valley area, our local senior living advisors can help you each step of the way. From affordable independent living for seniors to luxury options, we’ll work with you to understand the cost of independent living in Golden Valley. From there, we’ll show you the best independent living communities for your lifestyle, interests, and budget.

Discover unique independent living amenities, social activities, dining, and more independent living benefits. With 183 independent living facilities in Golden Valley, A Place for Mom makes it easier to find your new, maintenance-free home.


You may also consider nearby communities such as Minneapolis, St. Paul or Robbinsdale.

Golden Valley Independent Living Facilities | 1,340 Reviews

Showing 183 communities
Last Updated: 2/21/25
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Nutritious meals are one of the most important and valued benefits of senior living. Chefs and meal planners provide residents the right balance of vitamins and minerals – and so much more. The best make sure every dish is made with quality ingredients, tastes great and leaves diners excited for their next meal.
Starting price (per month)
Average starting price of Independent Living in Golden Valley, MN is $3,203/month. Learn more
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Types of care available in Golden Valley, MN

Independent Living

Average starting price $3,203/month
Average starting price $4,568/month
Average starting price $4,209/month
Average starting price $4,236/month
Average starting price $5,964/month
Average starting price $1,308/month
Recent reviews of Independent Living in Golden Valley, MN
Talamore Woodbury
5.0

The staff at Talamore are very nice, helpful, friendly and approachable. They go out of their way for us to have a pleasant experience. My loved one has 19 meals included in her rent and she has liked everything she has tried, especially the build your own omelet and the fish. The building is very clean and my mom enjoys going down for coffee every morning. Move in process went smoothly and the maintenance manager was very accommodating to our needs. Making friends is easy in the communal areas and during the many activities that are provided. We would definitely recommend The Talamore Woodbury for all of the above reasons!

Parkshore Senior Campus in Saint Louis Park, MN
4.9

Being out of state we do not get to visit that much, however when we do speak with our loved one she does seem to enjoy the meals and dining service. We do think the overall value for the money is good and based on our experience so far we would recommend the Parkshore Senior Campus to other families.

Bel Rae Senior Living in Mounds View, MN
4.7

We chose Bel Rae Senior Living because of the newness of the building, the friendly and helpful staff members, and the overall accommodations as well. He has a 1 bedroom apartment and it is a little on the smaller side if your have more furniture. The food is ok and they keep striving to improve it. Overall, I would recommend to others who are looking.

Copperfield Hill

4200 40th Avenue North, Robbinsdale, MN 55422

Starting at$X,XXX+ monthly
2
2 Photos available
9.4
Review Score
97 reviews

Reaching the nursing staff is sometimes difficult. Our loved one complains about the meals fairly regularly. While our loved one does not partake in the activities, there are several options daily, outings...

Provides: Independent Living, Assisted Living, Memory Care
See all Pope Bucknell, LLC communities

Copperfield Hill offers Independent Living, Assisted Living and Memory Care. Our community is situated 'in the heart of Robbinsdale'. Robin Center and Crystal Lake are located just next door and North Memorial hospital is 1-mile south of Copperfield Hill. Our location offers convenience both to...

... Read more

Global Pointe Senior Living

5200 Wayzata Blvd, Golden Valley, MN 55416

Starting at$X,XXX+ monthly
9
9 Photos available
15
15 Floor plans available
9.1
Review Score
21 reviews

We chose Global pointe because it was the best fit for the care needs of my parents. The staff is very friendly and the team works hard to train and retain staff.

Provides: Independent Living, Assisted Living, Memory Care
See all Great Lakes Management communities

Global Pointe is a boutique-style senior community providing an intimate and distinctive setting. Located just minutes from downtown Minneapolis and Ridgedale Center, we are taking a fresh approach to senior living with a focus on carefully crafted dining experiences, life-enriching activities...

... Read more

Flourish Senior Living

9000 Golden Valley Rd., Golden Valley, MN 55427

8
8 Photos available
8.9
Review Score
19 reviews

My father was reluctant to move to assisted living, but quickly felt at home at Flourish with the help of the friendly staff and variety of neighbors. Over the past three years Flourish has adapted to his...

Provides: Assisted Living

Home isn’t just a place you live. It’s also a feeling that lives in you. At Flourish Senior Living in Golden Valley, MN, we work hard to bring that feeling out in all we do. From our straight-forward services and easy-to-understand pricing to our wealth of inviting on-site amenities, we provide...

... Read more

Heathers Manor

3000 North Douglas Drive, Crystal, MN 55422

Starting at$X,XXX+ monthly
19
19 Photos available
8.2
Review Score
63 reviews

My brother was the one that moved into the facility. I think he could have used a little more orienting to what Heathers offers and some follow up on it after a few weeks to make sure he's comfortable there.

Provides: Assisted Living
See all Transforming Age communities

Heathers Manor Assisted Living is nestled up against Bassett Creek park surrounded by a serene landscape of Waterfalls, ponds, fountains and a beautiful backyard of colorful foliage. Our homemade cuisine is prepared by our four talented chefs of nutritional quality and inspired for delightful...

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RidgePointe Senior Living

12600 & 12800 Marion Lane West, Minnetonka, MN 55305

Starting at$X,XXX+ monthly
2
2 Photos available
9.8
Review Score
47 reviews

My grandmother first toured this place after seeing 2 other senior living. This was the first place that she said felt like home. And it has treated her well ever since. You see all of the residents bustling...

Provides: Independent Living
See all Pointe Communities communities

RidgePointe is an active, independent, senior community for residents 62 or better, conveniently located in Minnetonka. Our inviting atmosphere and countless social opportunities allow you to enjoy as much activity as you wish. We are proud to offer a comprehensive amenities package, including...

... Read more

The Waters on 50th

3500 50th St W, Minneapolis, MN 55410

Starting at$X,XXX+ monthly
15
15 Photos available
9.5
Review Score
9 reviews

New flooring is going to be installed soon. EVERYONE is resident focused plus all staff knows residents names. Our loved one wants good old fashioned plain home cooking food nothing too fancy. They are very...

Provides: Independent Living, Assisted Living, Memory Care
See all The Waters Senior Living communities

Located within walking distances of shops, restaurants and movie theaters, you can also take advantage of spa services, a screening room and fine dining without ever leaving the comfort of home. By combining a sophisticated architectural design with high-quality amenities, The Waters on 50th is a...

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The Kenwood

825 Summit Ave, Minneapolis, MN 55403

Starting at$X,XXX+ monthly
9
9 Photos available
9.5
Review Score
32 reviews

The Kenwood is a wonderful place where the residents and staff have made my dad feel very at home. This is saying a lot considering that my dad has very isolationisttendencies. It is brilliant that breakfast...

Most Friendly
Provides: Independent Living, Assisted Living

The Kenwood Retirement Community, right in the heart of beautiful Minneapolis, brings Independent and Assisted Living to a new high. Here, seniors experience an active, carefree life in a luxurious but affordable environment. With 12 different floor plans to choose from, all offering unique and...

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The Glenn Hopkins

1011 Feltl Court, Hopkins, MN 55343

Starting at$X,XXX+ monthly
24
24 Photos available
9.4
Review Score
58 reviews

We are setting up some als carte AL services and it has taken a while to meet with people and get things started. But they are very nice. My dad doesn't participate in the activities but they have many...

Provides: Independent Living, Assisted Living, Memory Care
See all Great Lakes Management communities

OverviewThe Glenn Hopkins (formerly St. Therese Southwest) has been providing exceptional service to the senior community for 30 years beginning in 1988. Our caring staff have a combined experience level of over 50 years in the senior care service industry. Many of our staff have extensive...

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New Perspective Columbia Heights

3801 Hart Blvd NE, Columbia Heights, MN 55421

Starting at$X,XXX+ monthly
5
5 Photos available
9.1
Review Score
47 reviews

The activities were fine. They just didn't have nearly enough of them… And the clock the cost was twice what we are repaying now. Based on the experience we have had with New Perspective, we would recommend...

Provides: Assisted Living, Memory Care
See all New Perspective Senior Living communities

Offering: Assisted Living, Memory CareNew Perspective in Columbia Heights serves seniors in the legendary NE Minneapolis area. Creative interior design combines warm, friendly tones with the beauty and amenities of a fine hotel. Residents of our senior apartment community enjoy the serenity of...

... Read more

The Legacy of St. Anthony

2540 Kenzie Terrace, Saint Anthony, MN 55418

Starting at$X,XXX+ monthly
5
5 Photos available
9.3
Review Score
89 reviews

Small, quiet community. My dad would like to socialize a bit more with others. They do not help with set up dr appts or any other appt. But, it is listed on the "cares" They've had 5 different nurses work...

Provides: Assisted Living

The Legacy of St. Anthony is an assisted living community located in the heart of the St. Anthony district of Minneapolis, Minnesota. This well wooded district of the city is heavily residential, distancing residents of the Legacy of St. Anthony from the hustle and bustle of the most populated...

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Urbana Place Senior Living

5601 94th Ave N, Brooklyn Park, MN 55443

Starting at$X,XXX+ monthly
18
18 Photos available
9.3
Review Score
13 reviews

Staff is really hands on and gets to know the residents on a personal level, and always address concerns quickly when brought to their attention. The food has a lack of flavor, it is often over cooked or...

Provides: Independent Living, Assisted Living, Memory Care
See all Lifespark Senior Living communities

Waterford Estates and Manor

6288 Louisiana Ct, Brooklyn Park, MN 55428

Starting at$X,XXX+ monthly
19
19 Photos available
9.2
Review Score
102 reviews

Unfortunately my mom and dad passed away. The experience with Waterford Estates and Manor was positive. All of the staff were caring and attentive to their needs. I would recommend this facility to other...

Provides: Independent Living, Assisted Living, Memory Care
See all Transforming Age communities

The Waterford Manor has been carefully designed to reflect the warmth and personality of those who make it their home. Adjacent to a park, The Waterford campus encompasses a wildlife refuge, expansive grounds with paved walking paths and lovely gardens. The Waterford welcomes you with caring...

... Read more

Sunrise of Minnetonka

18605 Old Excelsior Boulevard, Minnetonka, MN 55345

Starting at$X,XXX+ monthly
12
12 Photos available
4
4 Floor plans available
9.1
Review Score
56 reviews

The staff was very attentive to my dad who was in a wheelchair. They treated him with respect and had fun with him too. When he passed away, they all came to pay their respects and many shed tears.

Provides: Assisted Living, Memory Care
See all Sunrise Senior Living communities

An elegant, residential environment, we deliver the finest in senior care, and are recognized internationally for both quality and innovation. Guided by our Principles of Service, Sunrise affords families peace-of-mind by providing today's seniors with a range of personalized assisted living...

... Read more

Sunrise of Edina

7128 France Avenue South, Edina, MN 55435

Starting at$X,XXX+ monthly
11
11 Photos available
4
4 Floor plans available
9.0
Review Score
95 reviews

My brother really liked living at sunrise...especially the staff...so kind and friendly. He received very good care. He enjoyed the activities provided. Price fit the care level and glad he had the funds to...

Provides: Assisted Living, Memory Care
See all Sunrise Senior Living communities

In elegant, residential environments, we deliver the finest in senior care, and are recognized internationally for both quality and innovation. Guided by our Principles of Service, Sunrise affords families peace-of-mind by providing today's seniors with a range of personalized assisted living...

... Read more

Village Shores

6501 Woodlake Drive, Richfield, MN 55423

Starting at$X,XXX+ monthly
13
13 Photos available
9.0
Review Score
51 reviews

My mother in law really enjoys the activities. We would recommend this community to other families based on the experience we have had so far.

Provides: Independent Living, Assisted Living, Memory Care
See all SilverCrest Properties, LLC communities

Village Shores Senior Community is located in Richfield, Minnesota’s thriving urban center. Located in the Lakes of Lyndale District, Village Shores is surrounded by Wood Lake and Richfield Lake which offer walking trails and green spaces for residents. In addition, the location offers many...

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The Harbors Senior Living of Fridley

5300 4th Street NE, Fridley, MN 55421

Starting at$X,XXX+ monthly
22
22 Photos available
8.9
Review Score
145 reviews

My dad and step mom moved in about a month ago and we are very pleased with the community. They just got finished decorating for fall and it’s gorgeous! Staff have been wonderful to work with and are always...

Best Activities
Provides: Assisted Living, Memory Care
See all Harbor Health Management communities

Our community has the latest technology needed to give the best care to our residents to assure cares and wait times are at a minimum at all times as we are a newer community built in 2017Our management staff has over 25 years of combined experience in the industry, priding ourselves in "best of"...

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Brookdale Edina

3330 Edinborough Way, Edina, MN 55435

Starting at$X,XXX+ monthly
12
12 Photos available
21
21 Floor plans available
8.4
Review Score
101 reviews

My mother moved out after 2 years. Even though she is in her nineties, she is very active and did not like redirecting other independent residents to their apartments. She made friends, staff & residents,...

Provides: Independent Living, Assisted Living, Memory Care
See all Brookdale communities

It's time to start enjoying the carefree lifestyle you deserve and when you come home to our luxurious, unique community, with its towering 18 stories and stunning views of downtown Minneapolis, you’ll see that each day opens up a whole realm of possibilities. Our continuing care community...

... Read more

Harbor at Twin Lakes

2730 Herschel St N, Roseville, MN 55113

Starting at$X,XXX+ monthly
36
36 Photos available
8.8
Review Score
3 reviews

I like the location, and the rent. Would prefer no carpet, but it is only in the bedroom. Have had limited experiences with the staff, most have been good.

Provides: Senior Apartments
See all Dominium communities

NOW OPEN - AFFORDABLE 55+ LIVING IS NOW BLOOMING in ROSEVILLE!The wait is over! Harbor at Twin Lakes, a 55 years & older community, is ready to offer you the home of your dreams. Now leasing, our new apartments in Roseville will redefine the way you think about senior living. Discover our...

... Read more

Brightondale Senior Campus

2700 Rice Creek Road, New Brighton, MN 55112

Starting at$X,XXX+ monthly
18
18 Photos available
8.7
Review Score
56 reviews

They charge for nursing care as it is used so this saves you money if you don't use it but it gets expensive quickly if you do. They aren't flexible on their meal plan. It is 3 meals a day or ala cart. They...

Provides: Independent Living, Assisted Living, Memory Care
See all SilverCrest Properties, LLC communities

Brightondale Senior Campus, part of the SilverCrest family, has been serving the north east suburbs for over 20 years. We are well established in the community, and work with our local partners to bring value to the community. Brightondale has been voted Best Retirement Community by Sun Times...

... Read more

The Waters of Plymouth

11305 Highway 55, Plymouth, MN 55441

Starting at$X,XXX+ monthly
11
11 Photos available
8.6
Review Score
47 reviews

What stood out to me about this facility is that they are eager to make sure new residents feel they are welcome. Staff are friendly and kind. They provide quick and thorough housekeeping. I would...

Provides: Independent Living, Assisted Living, Memory Care
See all The Waters Senior Living communities

The Waters of Plymouth, a relatively new impressively beautiful community, is located in Plymouth, Hennepin County, Minnesota. Plymouth provides opportunities for residents and guests to get out and enjoy natural and cultural attractions. Those visiting Plymouth will enjoy discovering the French...

... Read more

The Boulevard

4458 Reservoir Blvd NE, Columbia Heights, MN 55421

3
3 Photos available
8.6
Review Score
3 reviews

Great value friendly people give ability to be independent as an individual They had a mouse issue (which was the reason for my lower rating) but they did fix it. They need to have regular inspection of...

Provides: Independent Living

Sunrise of Roseville

2555 Snelling Avenue North, Roseville, MN 55113

Starting at$X,XXX+ monthly
10
10 Photos available
4
4 Floor plans available
8.6
Review Score
86 reviews

From the minute my sister and I walked into Sunrise of Roseville for our tour we knew this was where we wanted our mother to be. We did visit other places but ultimate decided on Sunrise. It is a smaller...

Provides: Assisted Living, Memory Care
See all Sunrise Senior Living communities

In elegant, residential environments, we deliver the finest in senior care, and are recognized internationally for both quality and innovation. Located just minutes from both the Minneapolis and St. Paul downtown areas, Sunrise of Roseville just north of the Rosedale Shopping Center. We have been...

... Read more

New Perspective Carlson Parkway

500 Carlson Parkway, Minnetonka, MN 55305

Starting at$X,XXX+ monthly
11
11 Photos available
8.4
Review Score
71 reviews

New Perspectives Carlson Parkway is an outstanding senior facility in all ways. It is very warm and caring place for your loved one. The Executive Director [name removed] maintains a residence that is...

Provides: Independent Living, Assisted Living, Memory Care
See all New Perspective Senior Living communities

Offering: Independent Living, Assisted Living, Memory CareNew Perspective | Minnetonka serves seniors in the Minnetonka, MN area with a senior living community where creative interior design combines warm, friendly tones with the beauty and amenities of a fine hotel. Residents of our senior...

... Read more

The Legends of Columbia Heights 55+ Living.

3700 Huset Parkway, Columbia Heights, MN 55421

Starting at$X,XXX+ monthly
34
34 Photos available
4
4 Floor plans available
8.5
Review Score
1 review

I loved Legends of Columbia Heights. Especially the management. I would highly recommend it 100% to anyone looking for a clean, safe place to call home! This place was wonderful!

Provides: Senior Apartments
See all Dominium communities

Welcome to The Legends of Columbia Heights! Affordable Apartment Homes for Adults 55 and Older.LIMITED TIME OFFER: Apply today and enjoy up to 3 MONTHS FREE! *Some restrictions may apply.Welcome to The Legends of Columbia Heights - one of the best active living communities for adults 55 and...

... Read more

Cornerstone Assisted Living of Plymouth

3750 Lawndale Lane N, Plymouth, MN 55446

Starting at$X,XXX+ monthly
14
14 Photos available
8.5
Review Score
28 reviews

Clean, good smelling facility. The nursing staff is excellent. Someone checks in on my mom every hour or so to make sure she is attending meals and events. The administrative staff are always available to...

Provides: Assisted Living, Memory Care

Located in a quiet residential neighborhood in Plymouth, Cornerstone Assisted Living is near shopping, restaurants, churches, entertainment, and professional services, and our scheduled transportation can take you there. You’ll enjoy carefree independence at Cornerstone. Inside, you’ll find a...

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Viewing 1-25 out of 183 communities

Cost of independent living in Golden Valley, MN

The average cost of senior living in Golden Valley is 3,203 per month. Cheaper nearby regions include Osseo, MN with an average of 3,107 per month.

Monthly average independent living cost comparisons
Care type:
Your actual costs may be higher or lower than the average.
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Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

Related senior services in Golden Valley, Minnesota

Financial assistance

Transportation

Health care

Senior activities

In Golden Valley, Minnesota, seniors have access to local offices and organizations that may help them obtain financial assistance for senior care, including:

Financial assistance

In Golden Valley, Minnesota, seniors have access to local offices and organizations that may help them obtain financial assistance for senior care, including:

Transportation

Golden Valley, Minnesota, is car dependent. Seniors can expect to need a car for most errands. Transit options in Golden Valley include bus routes, vanpool services, and public paratransit. Seniors may receive fare discounts. Golden Valley has somewhat limited biking infrastructure and is not walkable.

Health care

Golden Valley offers several health care providers for seniors wanting to be proactive about their health or for seniors seeking treatment for chronic conditions. The area has a few hospitals, including Regency Hospital Minneapolis and North Memorial Health Hospital.

Senior activities

Golden Valley, Minnesota, is known for its many parks and warm community atmosphere. Seniors can participate in activities with the 55+ Adult Program, a division of the Parks and Recreation Department. Regular offerings include pickleball, lawn bowling, trips, and card games. Seniors can explore the Golden Valley History Museum, which includes exhibits about Golden Valley High School and the Ewald Bros. Dairy.

What is independent living?

Independent living offers a stress-free lifestyle for older adults. Independent living communities don’t provide personal care or supervision, but do offer generally healthy adults opportunities for socialization and hassle-free living. Independent living services often include:

  • Nutritious meals and snacks
  • Housekeeping
  • Laundry
  • Home maintenance and repairs
  • Social activities and outings
Complete guide to independent living

Learn More About Independent Living in Golden Valley, MN

Golden Valley is a small, welcoming suburb located just miles away from downtown Minneapolis. Its convenient proximity to the Twin Cities’ premium health care facilities, professional sporting events, and world class arts and theater productions makes it a prime location in the Minneapolis / St. Paul metropolitan area.

Independent living communities — also known simply as retirement communities — in Golden Valley are geared towards seniors who are able to live on their own, without daily assistance, and prefer to live among people their age. This usually means residents are self-sufficient and do not require hands-on care. Think of Golden Valley retirement communities as age-restricted (typically 55+) complexes, which provide organized activities, meal services, and transportation.

Cost of Independent Living in Golden Valley, MN

The median monthly cost of independent living in the state of Minnesota was around $2,050 in 2019.

Learn More About Golden Valley, MN

Cost of Living

The total household expenses associated with living in Golden Valley are rated 6 points above the national average. Grocery and other essential costs are also rated above the average.

Index Scores

All index scores are based on a scale that has the national average set at 100. A score of 200 indicates that the cost is twice as expensive as the national average, while a score of 50 indicates that the cost is half as expensive.

Household Expenses Health Care Insurance Entertainment Groceries Clothing
106 114 112 114 95 103

Income and Housing

Median Income Age 45-64 Median Income Age 65+ Median Household Income Average Individual Income Median Employee Salary Average Property Tax One-bedroom Apartment Gross Rent Estimate
$103,067 per year $48,747 per year $84,341 per year $48,982 per year $47,387 per year $5,049 per year $862 per month

Local Hospitals

The top hospitals that service Golden Valley include:

North Memorial Health

  • Facility type: nonprofit, acute care
  • Bed count: 380+
  • Specialties: emergency care, geriatrics, ear nose and throat (ENT)

Hennepin County Medical Center

  • Facility type: governmental, acute care
  • Bed count: 460+
  • Specialties: level I trauma care, diagnostic imaging, home health, hospice

Fairview University of Minnesota Medical Center

  • Facility type: university, acute care
  • Bed count: 830+
  • Specialties: primary care, emergency care, solid organ and blood and marrow transplantation, heart disease, cancer

Weather and Climate

Golden Valley’s climate is classified as warm summer continental, which means the city experiences four distinct seasons with a wide variation in seasonal temperatures. The winters tend to be very cold and snowy. The average humidity level is 67%, and humidity levels are often highest during December at about 77%.

Seasonal Temperatures

January Average January Maximum January Minimum
13°F 22°F 4°F

July Average July Maximum July Minimum
73°F 83°F 63°F

Air Quality

  • Relative Air Quality Index: 89

This index is based on a scale that has the national average set at 100. A score of 200 indicates twice the presence of air pollutants than the national average, while a score of 50 indicates half the presence.

Precipitation

  • Average annual precipitation: 29.4″

Demographics and Values

Population Statistics

Median Age Percent of Population Over 65 Population Population Density Average Household Size
46.5 21.7% 22,526 2,211.9 per square mile 2.3

Race & Ethnicity

American Indian or Alaskan Native Asian Black Hispanic or Latino Native Hawaiian or Pacific Islander Two or More Races White (not Hispanic or Latino)
0.7% 3.0% 4.4% 2.6% <0.1% 4.2% 85.3%

These figures were taken from the most recent U.S. Census.

LGBTQ+ Inclusivity

These scores were taken from the Human Rights Campaign’s Municipal Equality Index.

  • Non-discrimination laws in Minneapolis: 30/30
  • Overall inclusivity: 100/100

2016 Presidential Election Results for Hennepin County

Democratic Republican Other
70.7% 27.3% 2%

Arts, Culture, Entertainment, and Recreation

As a haven for those who love outdoor recreation, Golden Valley’s extensive parks and recreation program offers something for everyone. Area parks feature extensive walking trails, beaches, swimming areas, pickleball courts, and plenty of space for fun and games. Golden Valley also hosts numerous events throughout the year, including weekly concerts in the park and farmers markets in the summer, and culminating in the Golden Valley Arts and Music Festival in the fall. The Golden Valley 55+ Adult Program provides numerous opportunities for seniors to be active and engaged in the local community.

Transportation

Golden Valley is conveniently located along bus lines, providing easy access to both Minneapolis and St. Paul.

Frequently asked questions

RosePointe I, RidgePointe Senior Living and Talamore Woodbury are the top-rated independent living facilities near Golden Valley, Minnesota. See full list of communities.

There are 183 independent living facilities near Golden Valley, Minnesota. See the full list.

More questions?

Ask an A Place for Mom local advisor at no cost.

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