10 Best Independent Living Communities in Panama City Beach, FL

Independent Living

For seniors who desire to live primarily without personal care assistance but wish for the assistance of having housekeeping handled by professionalls, an Independent Living Community could be the perfect choice. Seniors can live their lives as they desire while their meals are prepared by a professionall chef, housekeeping and laundry duties are handled by staff, and recreational activities are scheduled and organized. Along with their daily needs being met, residents can enjoy the opportunity to be among peers, surrounded by others of similar age groups and interests. Residents’ quarters consist of private living spaces, each with their own kitchen. The independence of apartment life is still enjoyed, offering opportunities to socialize with guests and visitors in a private and personal setting. While policies differ between locations, many residences allow pets as well. If residents decide they would like to utilize the services of independent health care providers, they may always do so. There are a variety of expenditures and benefits to keep in mind when determining an independent living community. It is important to learn if these services are included in the service plan: internet access, housekeeping, utilities, wellness program, parking, cable TV, initial assessment fee, and field trips. The luxuries associated with independent living include golf course, laundry service, restaurant-style dining hall, beauty salon & barber shop, fitness center & swimming pool, game/TV room, security guards, and healthcare center.

Demographics and Values

Demographically, Panama City Beach is 0.5% Native American, 0.1% Pacific Islander or Native Hawaiian, 82.9% white, 1.7% other or not specified, 6.1% Hispanic, 5.3% black, 4.9% mixed race, and 4.7% Asian. In Panama City Beach, 16.3% of the population are veterans. Currently, the population of Panama City Beach consists of 12,757 people. Panama City Beach has a population density of 255 people per square mile. Based on gender, 47.5% are female and 52.5% are male. The median age of Panama City Beach is 43 years old. In terms of education, 29.1% have a college degree, 24.6% have a high-school diploma, and 8.1% have a graduate degree. Out of the total population of Panama City Beach, 5.8% are widowed, 15.3% have some form of disability, 11.5% do not have health insurance, and 62.7% participate in the labor force.

Cost of Living

Cost of living is a motivating factor when selecting which location is best for your family. Panama City Beach has a median home value of $219,936 and the median cost of rent is $1,110 per month. The rent burden for Panama City Beach is around 19.5% of the average person’s monthly income.

State Information

An overview of Florida

The state of Florida has a cost of living index of 98.9 where a score of 100 is the national average, and anything below 100 is considered less expensive than the national average. The state has a grocery index rating of 104.0 and a housing index rating of 95.4. In terms of personal well-being, Florida ranks 29th in healthcare and 13th in quality of life compared to other states. Based on natural beauty, Florida ranks 21st in the nation. There are 218 hospitals and 108 health centers that service a population of 21,626,797. The top three hospitals in the state are considered to be St. Joseph’s Hospital, Sarasota Memorial Hospital, and Jupiter Medical Center.

Social demographics of the state

Thirty-five percent of Florida residents regularly attend a religious service from one of the state’s 15,611 different congregations. The top three non-Christian denominations in the state are Jewish-3%, Muslim-<1%, and Buddhist-<1%, with the most common Christian denominations consisting of Evangelical Protestant-24%, Mainline Protestant-14%, and Historically Black Protestant-8%. In Florida there are 290 masonic lodges. The median age in the state is 42, and 34% of the population is over the age of 55. In terms of diversity, Florida ranks 8th in the nation and is considered LGBTQ friendly. During the latest presidential election, 49% voted for the Republican candidate while 48% voted for the Democratic candidate.

State-wide weather information

During the summer, the average temperature in Florida is around 82F. The average high summer temperature is around 95F in the month of July. In the summer, the average low temperature drops to around 66F during the month of June. During the winter, the average temperature in Florida drops to around 60F. The average high winter temperature is around 79F in the month of February. In the winter months, the average low temperature falls to around 36F during the month of January. The average air quality index rating in Florida is 37.0 AQI. The average air quality index rating peaks in the month of April with a rating of around 47.9 AQI. On average, the state receives 4.54 inches of precipitation a month. The most precipitation occurs in June with an average of 11.50 inches of precipitation a month. Florida experiences an average humidity rating of about 75%. Humidity levels tend to reach their peak in the month of September at around 78%. While residents of Florida mostly enjoy pleasant conditions, it’s important to be aware of inclement weather as well, which in Florida can include hurricanes and floods.

Wildlife to be found in Florida

The state of Florida has a diverse array of plant and animal life. Local plant life can consist of cypresses, sand pines, saw palmetto, and orchid. While venturing throughout the state, you might see animals such as the herons, the shortnose sturgeon, the west Indian (Florida) manatee, or the pelicans. The state animal of Florida is the Florida panther.