141 Independent Living near Facilities Coldwater, MI. Page 2

Independent Living

For many seniors, cost of owning a home and the upkeep of daily tasks and chores might be a deterrent to enjoying an otherwise independent lifestyle. Independent Living Communities offer a great solution. Residents can continue to live their lives as they desire while their food is cooked by a professionall chef, housekeeping and laundry duties are taken care of by staff, and recreational activities are scheduled and organized. Along with their daily needs being met, residents can enjoy an opportunity to be among peers, in a community with others of similar age groups and backgrounds. Residents’ quarters consist of private living spaces, each with their own kitchen. The independence of apartment life is still enjoyed, offering opportunities to socialize with guests and visitors in a private and personal setting. While policies differ between communities, numerous residences allow cats and dogs as well. If medical or nursing assistance is desired, residents may always enlist the services of independent health care professionalls. There are a number of benefits and costs to balance when determining an independent living community. It is important to figure out if these services are covered in the service plan: private phone, internet access, cable TV, meals, utilities, laundry, move-in fee, and transportation. The benefits and amenities associated with independent living include fitness center & swimming pool, golf course, private rental hall, community activities, transportation, beauty salon & barber shop, restaurant-style dining hall, and concierge services.

Cost of Living

The total cost of care for a community is determined by the community where it is located. The median home value in Coldwater is around $81,628 and the median price for rent is about $745 per month a month. The rent burden for Coldwater is around 17.1% of the average monthly income.

Demographics and Values

Coldwater has a population density of 432 people per square mile. In Coldwater, 8.8% of the people are veterans of the United States military. In Coldwater, 10.7% do not have health insurance, 62.7% participate in the labor force, 8.3% are widows, and 14.8% live in poverty. Racially, the population of Coldwater is 1.0% black, 0.0% Pacific Islander or Native Hawaiian, 2.1% mixed race, 1.5% other or not specified, 6.3% Hispanic, 1.3% Asian, 0.3% Native American, and 93.7% white. In terms of education, 4.2% have a graduate degree, 36.7% have a high-school diploma, and 15.2% have a college degree. Out of the total city population, 48.6% are male and 51.4% are female. The median age of Coldwater is 35 years old.

State Information

An overview of Michigan

There are 148 hospitals and 259 health centers that service a population of 10,015,421. University Of Michigan Health System, Mercy Health Muskegon, and Holland Community Hospital are among the top three highest ranked hospitals in the state. The state of Michigan has a cost of living index of 89.3 where a score of 100 is the national average, and anything below 100 is considered less expensive than the national average. The state has a grocery index rating of 89.3 and a housing index rating of 75.2. In terms of personal well-being, Michigan ranks 24th in healthcare and 33rd in quality of life compared to other states. Based on natural beauty, Michigan ranks 29th in the nation.

Social demographics of the state

The median age in the state is 40, and 31% of the population is over the age of 55. In Michigan, 33% of the population attend some form of religious service and there are 9,521 different congregations. The top three non-Christian denominations in the state are Jewish-<1%, Muslim-<1%, and Buddhist-<1%, with the most common Christian denominations consisting of Evangelical Protestant-25%, Mainline Protestant-18%, and Historically Black Protestant-8%. In Michigan there are 351 masonic lodges. In the most recent presidential election, 48% of Michigan residents voted Republican and 47% voted Democrat. The state of Michigan ranks 36th in the country for diversity.

State-wide weather information

The average air quality index rating in Michigan is 38.1 AQI. The highest seasonal air quality index rating occurs in the month of May with a rating of 54.5 AQI. Michigan experiences an average humidity rating of about 72%. The highest monthly average humidity rating is 81% in the month of December. During the winter, the average temperature in Michigan drops to around 23F. During the winter, the average high temperature peaks at around 37F during the month of February. In the winter months, the average low temperature falls to around -2F during the month of January. The average temperature in the summer rises to around 67F. The average high summer temperature is around 85F in the month of July. The average low summer temperature is around 44F in the month of June. On average, the state receives 2.76 inches of precipitation a month. The most precipitation occurs in June with an average of 4.76 inches of precipitation a month. While residents of Michigan mostly enjoy pleasant conditions, it’s important to be aware of inclement weather as well, which in Michigan can include tornadoes.

Wildlife to be found in Michigan

The state of Michigan has a diverse array of plant and animal life. Local plant life can consist of red maple, jack pine, beech, and hemlock. While venturing throughout the state, you might see animals such as the common carp and suckers, the smelt, the catfish and bullheads, or the cougar. The state animal of Michigan is the white-tailed deer.