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Chicago’s diverse and growing senior population has an array of independent living communities designed exclusively for adults age 55+ to choose from. A Place for Mom partners with 42 independent senior living communities within a 10-mile radius of Chicago’s city center. These communities offer a range of convenient amenities to foster carefree retirement living — such as on-site maintenance, social lounges, fitness centers, and even meal services and housekeeping. The downtown location also provides residents with convenient access to the bustling city life while remaining a stone’s throw from the beautiful Lake Michigan shoreline.
With the help of this guide, you can browse independent living communities in the heart of Chicago. We’ve compiled information using our 20+ years of senior living experience, proprietary data on over 14,000 senior living communities across the country, and advice from local Chicago senior living experts. In addition to individualized criteria — such as pet accommodations, amenities, and social opportunities — you’ll find payment tips, Illinois independent living health and safety regulations, and other resources for Chicago seniors.
Types of care available in Chicago, IL
Independent Living
I recommend Cantata because they have a robust rehab gym staffed with professionals in physical therapy, occupational therapy, balance, speech/memory therapy. It is located on a quiet tree lined landscaped campus with onsite Assisted Living, Skilled Nursing and Independent Living. The staff communicates very well with the resident and the family. Price is fair market/moderate.
My main issues relate to money. They assessed my mother at a low level of care but then raised that within a month - even though her condition did not change. At the beginning of the calendar year, the rate for each care level increased. Then at her one year anniversary, the rent portion went way up. With all of that, we were then paying a lot more than what we expected when we signed on. I complained and they reduced all of it somewhat. Anyway, maybe this happens everywhere. But it is an issue. Once an elderly person gets settled in, a move would be difficult. I think they take advantage of that. All in all, I think it is a very good place. It is a little smaller than others I looked at. So, even though my mother is not outgoing and does not do the activities, she knows most of the residents and staff. The staff is very capable and warm which seems like the most important thing.
My brother [Removed] lived there for 2 1/2 years. I can't say enough good things about this facility. He had a lot of health needs but was able to be there and maintain a good amount of independence. The staff were always attentive to him and responsive to me. They helped us find wonderful aides who were able to assist him with things that he couldn't do and this allowed him to be as independent as possible. The staff are very caring and personable. The food was home cooked and he raved about it all the time. There were a number of activities and the residents always seemed very social with one another. It was very home like and affordable.
2021 S Morgan St, Chicago, IL 60608
3601 S Wells St, Chicago, IL 60609
1504 W Van Buren St # 112, Chicago, IL 60607
My mom was a resident in this lovely senior community for four years and she loved it. The residents were kind, caring and looked out for one another. The West Loop location can't be beat. She'd often walked...
Van Buren Place Apartments is a senior citizen independent living community where seniors can experience an enjoyable lifestyle in a convenient, secure, and pleasant setting.
5429 S Bishop Street, Chicago, IL 60609
5429 S Bishop Street, Chicago, IL 60609
2631 S Indiana Ave, Chciago, IL 60616
2631 S Indiana Ave, Chciago, IL 60616
2800 West Fulton, Chicago, IL 60612
Heritage Woods of Chicago is an affordable assisted living community exclusively designed for low income seniors 65 or older. Fully certified by the Illinois Department of Healthcare and Family Living, Heritage Woods is located on the west side of Chicago. Heritage Woods is a lovely place to call...
4201 S Wabash Ave, Chicago, IL 60653
4201 S Wabash Ave, Chicago, IL 60653
4120 S Indiana Ave, Chicago, IL 60653
3811 W. Washington Blvd., Chicago, IL 60624
3811 W. Washington Blvd., Chicago, IL 60624
3800 South Martin Luther King Drive, Chicago, IL 60653
Pioneer Gardens senior residents in the windy city access to a great assisted living community within the grand city of Chicago, IL. Located just a few blocks from Lake Shore Drive, residents can enjoy the lush green park areas next to the lake during spring and summer days and enjoy the many...
4101 S Calumet Ave, Chicago, IL 60653
1255 S Michigan Ave, Chicago, IL 60605
1255 S Michigan Ave, Chicago, IL 60605
1251 S Michigan Ave, Chicago, IL 60605
400 E. 41st Street, Chicago, IL 60653
400 E. 41st Street, Chicago, IL 60653
5011 W 47th St, Chicago, IL 60638
This is a nice place to live. It is secure. I like my apartment. I enjoy the security of the building. The staff is nice to deal with. There are a lot of activities for the residents to choose...
34 N. Keeler, Chicago, IL 60624
34 N. Keeler, Chicago, IL 60624
3859 South Vincennes Avenue, Chicago, IL 60653
3859 South Vincennes Avenue, Chicago, IL 60653
The cost of an independent living community within 10 miles of the Chicago city center averaged $3,203 per month in 2022, according to A Place for Mom’s proprietary data. This figure includes rent as well as any add-on fees that the community offers. Chicago independent living costs can vary based on floor plans, amenities and add-ons, and location. North of downtown Chicago tends to have a higher cost of living, whereas south of downtown often has lower costs. The following figures represent baseline Chicago area independent living rental costs, not including add-on fees.
8.92 miles from you
Your zip code
9.77 miles from you
Independent living community costs are not covered by public sources like Medicare or Medicaid, though in-home care services may be covered for medically qualifying seniors. However, there are many private ways to pay for independent living. Veteran Affairs (also known as VA) pensions and benefits may also help to offset costs of independent living for eligible senior veterans and their spouses.
Housing support for independent living in Chicago
Illinois independent living communities are required to enforce a 55 year age minimum per the Illinois Administrative Code. While families and children of seniors may be able to live in independent living depending on the community, residents will need to verify that at least one member of their household is 55 or over.
While Illinois does not have many requirements specific to independent living, these buildings must comply with the legal standards of any type of housing. While building codes vary across the state of Illinois, Chicago living spaces are required to maintain standards such as:
To report a building code violation in Chicago, you can call 3-1-1 or fill out an online service request.
All living spaces are also required to be ADA compliant, which means that reasonable accommodations and modifications are made for individuals with disabilities. Under federal law, owners of housing facilities cannot deny tenancy to individuals with disabilities.
Reasonable accommodations are adjustments to rules or policies so that tenants with disabilities are not left out of the activities or benefits offered to other tenants. Property managers may provide accommodations, such as the following:
Modifications involve making changes to the apartment complex and unit to make it more accessible to those with disabilities. This can mean adding a wheelchair ramp or hands-free entrance or simply installing handrails in bathrooms. The costs of these modifications are to be covered by the owner of the rental property rather than by the tenant with the disability.
Find contact information and resources for tenant rights’ advocacy, housing discrimination, housing-related legal aid, eviction assistance, and more through Illinois’ Tenant Rights, Laws and Regulations website.
Illinois Department of Public Health — Chicago headquarters offices
122 S. Michigan Ave., 7th and 20th Floors
Chicago, IL 60603
Phone: 312-814-2793
69 W. Washington St., 35th Floor
Chicago, IL 60602
Phone: 312-814-5278
There are currently no COVID-19 regulations in place for Chicago independent living communities.
Chicago independent senior living communities typically offer private apartments or condos. Floor plans often include living areas, fully equipped kitchens, and wheelchair-accessible bathrooms with hand rails. Check out some other features common to Chicago independent living communities:
Some communities even offer the following types of on-site services for additional fees:
Resident-only clubhouses are also common to Chicago independent living communities. These clubhouses promote socialization among residents and give them access to even more shared amenities, such as the following:
Chicago independent living communities provide the active senior with an exciting urban locale that has convenient access to entertainment, shopping, dining, and the sparkling Lake Michigan shoreline. On-site storage and maintenance foster a more relaxing environment than home ownership. Some independent living communities even offer an aging-in-place option for an even more worry-free living experience.
Chicago’s independent living communities with aging-in-place options are typically part of a larger senior living facility that includes multiple care types and accommodations on one campus, such as assisted living and memory care. Communities that offer these add-on care services are ideal for the senior who may need more assistance down the line. If a senior’s care needs ever evolve past the care offered in the independent living community, they can just add on the care services they need without having to relocate to a new community. Aging-in-place features provide security in the event of surgery, illness, or other medical events. A Place for Mom has 17 partnered communities in Chicago that offer aging-in-place services, with access to home care agencies, memory care, and skilled nursing services on site.
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Percent of Chicago residents age 65+
Percentage of Chicago’s older adults who self-report being in overall good health, according to Center for Community Health Equity
Chicago residents have many innovative and highly rated medical centers to choose from. Several of Chicago’s medical facilities also offer specialty geriatric care.
Northwestern Memorial Hospital is the highest ranking hospital in the state of Illinois, according to U.S. News and World Report. It’s nationally ranked in 10 adult specialties, and it partners with Northwestern University Feinberg School of Medicine to foster world-class patient care and medical innovation.
Rush University Medical Center is ranked No. 2 out of all Chicago hospitals, according to U.S. News and World Report. Rush is known for outstanding patient care, education, and medical research, with roots going back nearly 200 years.
University of Chicago Medical Center is the third-highest ranked hospital in Chicago and in the state of Illinois, according to U.S. News and World Report. Known for exceptional geriatric care services, University of Chicago Medical Center is a nonprofit academic hospital established in 1927.
NorthShore University Health System is the fourth-highest ranking Chicago hospital, according to U.S. News and World Report. The NorthShore system includes six hospitals and over 140 medical centers all over the Illinois area.
While driving in the city is an option, heavy traffic and limited parking can make it a challenge. Fourteen of A Place for Mom’s partnered independent living communities in Chicago offer transportation services at an additional cost. For those without transportation, many Chicago residents count on public transportation. The most convenient and cost effective way to get around is the Chicago Transit Authority “L” train. The Chicago Transit Authority also has over 100 bus routes.
While Chicago is relatively walkable, it’s quite big, so it can be helpful to know what other options are available. For the active individual, Chicago’s Divvy bike-share system can be a fun way to get around, and the Metra Rail train is great for commuting to the Chicago suburbs. Chicago also provides AC Med Tran transportation services specifically for seniors, veterans, and individuals who require a wheelchair or mobility assistance.
Compiled from data about Chicago’s population, public transportation, walking and bike routes, and more, the Windy City has received the following WalkScore ratings, each out of 100:
77
72
65
As the most populous city in the Midwest, Chicago always has something exciting to offer. Whether you’re looking for great food, fine arts, exciting sports, or exhilarating shopping, you’ll find it in Chicago. The striking architecture of the city contrasted against the glistening Lake Michigan shoreline creates an idyllic backdrop for your golden years.
The closer to the city center, the more social opportunities seniors have with others who are in the same stage of life. The Norwood Park Senior Center sits just outside the city center’s 10-mile radius. It features a state-of-the-art fitness center, a library, and a reading room. Additionally, lunch is served Monday through Friday. Chicago seniors can make new connections as they partake in games, Zumba and yoga classes, seasonal water aerobics, music appreciation, and educational classes.
Chicago’s lovers of the arts can explore the offerings of the Belmont Theater District, Museum of Contemporary Art, and Chicago Symphony Orchestra, to name just a few local art centers.
When the family comes to visit, the Lincoln Park Zoo and Lincoln Park Bird Sanctuary offer free admission daily, or you can take advantage of the Children’s Museum senior discounts. Chicago residents can also visit the wonders of the ocean for a reduced rate at Shedd Aquarium.
When the grandkids go back home, take a trip to nearby Elgin for a scenic evening at Grand Victoria Casino on the river. Or, stay local and dine, sample locally crafted wines, and enjoy entertainment at City Winery — Riverwalk Winegarden in the spring and the City Winery — West Loop all year round.
The following are just a few Chicago attractions with senior discounts and specials:
Brookdale Northbrook, Independence Village Naperville and Sunrise of Naperville North are the top-rated Independent Living facilities near Chicago, IL. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Independent Living in Chicago is 6,098 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
United States Census Bureau. (2021). Veteran status (S2101): Chicago [Data set]. American Community Survey.
Illinois General Assembly. Health Facilities and Regulation(210 ILCS 9/) Assisted Living and Shared Housing Act.
International Code Council. (2019, December 1). 2019 Chicago building code with revised April 2022 supplement.
U.S. Department of Housing and Urban Development. (2022). Reasonable accommodations and modifications.
A Place for Mom. (2022). A Place for Mom proprietary data.
U.S. Census Bureau. (2021, July 21). Chicago city, Illinois. QuickFacts.
Laflamme, E., Harper-Jemison, D., Jorgensen, E., Reina, M., Rushovich, T., Weaver, K., Prachand, N., Shah, R., Lange-Maia, B., & De Maio, F. (2019, August). Healthy Chicago databook: Older adult health. Center for Community Health Equity.
Walk Score. (2022). Living in Chicago.
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