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6 Independent Living Facilities near Fernandina Beach, FL

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6 Best Independent Living Communities in Fernandina Beach, FL

Last Updated: 2/21/25

If you’re looking for independent living in the Fernandina Beach area, our local senior living advisors can help you each step of the way. From affordable independent living for seniors to luxury options, we’ll work with you to understand the cost of independent living in Fernandina Beach. From there, we’ll show you the best independent living communities for your lifestyle, interests, and budget.

Discover unique independent living amenities, social activities, dining, and more independent living benefits. With 6 independent living facilities in Fernandina Beach, A Place for Mom makes it easier to find your new, maintenance-free home.


You may also consider nearby communities such as St. Marys, Yulee or Glenwood.

Fernandina Beach Independent Living Facilities | 56 Reviews

Showing 6 communities
Last Updated: 2/21/25
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Average starting price of Independent Living in Fernandina Beach, FL is $3,900/month. Learn more
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Types of care available in Fernandina Beach, FL

Independent Living

Average starting price $3,900/month
Average starting price $3,775/month
Average starting price $4,167/month
Average starting price $4,167/month
Average starting price $2,735/month
Average starting price $1,864/month
Recent reviews of Independent Living in Fernandina Beach, FL
Anthem Lakes in Atlantic Beach, FL
4.7

It is a lovely community with good sized rooms. It is a nice place with well cared for grounds. The fees were a little more than we expected. Anthem Lakes is a community that is on the newer side and has been around for about 5 years.

Lakes Crossing Senior Care in Kingsland, GA
4.9

The community is very clean, and the staff members always seem happy. The meals and dining service seems to be okay and they always have a lot of activities going on for the residents.

Osprey Village Assisted Living in Amelia Island, FL
5.0

Staff very friendly and accommodating. Always meeting new and very interesting new residents, all become family. Activities are very varied and always fun. Town is charming and laid back. Very good medical facilities. Attractive 2-3 bedroom stand alone homes (93) and 40 apartments. 2 blocks from the beach.

The Jane Adams House

1550 Nectarine Street, Fernandina Beach, FL 32034

Photo of The Jane Adams House
1
1 Photos available
8.0
Review Score
8 reviews

I would recommend to others. My tour experience was very good as I was shown all the bedrooms and private bath rooms and large closet. Then the kitchen, music and game room. Also, if Televisions could also...

Provides: Assisted Living, Memory Care

The Jane Adams house is an assisted living community located in Fernandina, Nassau County, Florida on Amelia Island only a few blocks from the Atlantic Ocean and just around the corner from the Baptist Medical Center Nassau. The craftsman style architecture offers residents a nice front porch to...

... Read more

Canopy of Duval Station

1035 Starratt Rd, Jacksonville, FL 32218

Starting at$X,XXX+ monthly
11
11 Photos available
6
6 Floor plans available
9.0
Review Score
9 reviews

New facility. Young energetic staff. Apartments have plenty of room. My parents are in memory care, so it's not so much about the amenities. Everything is taken care of: meds, meals, PT, laundry.

Provides: Assisted Living, Memory Care
See all SRI Management, LLC communities

Savannah Grand of Amelia Island

1900 Amelia Trace Court, Fernandina Beach, FL 32034

10
10 Photos available
3
3 Floor plans available
7.2
Review Score
16 reviews

I would say 5 for all. We wished she could have stayed longer but she needed different care. We chose Savannah Grand of Amelia Island because the location was best and our family lived close by. And cost...

Provides: Assisted Living, Memory Care

Savannah Grand, offering gracious retirement assisted living is located in Fernandina Beach, Florida on Amelia Island. The assisted living and memory care community is nestled amongst large old oak trees just off of Sadler Road and is only one block from the sandy white beaches well known to the...

... Read more

Osprey Village Assisted Living

76 Osprey Village Dr, Amelia Island, FL 32034

16
16 Photos available
13 reviews

Extraordinary response to the Hurricane challenges, including evacuation of the whole facility to a destination 7 hours away. The precision of the whole operation was exceptional but what was most touching...

Provides: Assisted Living

Magnolia Manor of St. Marys

4695 Charlie Smith Sr. Hwy, Saint Marys, GA 31558

Starting at$X,XXX+ monthly
10
10 Photos available
3 reviews

This is a very nice community. The facility itself is very clean and well kept looking, and the layout makes it easy to get around. The staff are friendly and professional, and do a great job providing care...

Provides: Independent Living, Assisted Living
See all Magnolia Manor communities

Historic St. Marys blends the beauty of the waterfront and the charm of a friendly southern town. Nestled on the edge of the Crooked River marshes, Magnolia Manor offers serene independent and assisted living options. St. Marys is a natural haven for retirees - the gateway to Cumberland Island,...

... Read more

Coastal Senior Living of St. Mary's

1020 McDowell St, Saint Marys, GA 31558

7 reviews

We have recently moved mom into Coastal Senior Living and she is delighted to be with such warm and friendly people. The staff is very attentive to her needs and the place is extremely clean. We can see...

Provides: Assisted Living

Coastal Assisted Living of St. Marys is located in historic St. Marys, Georgia.  A quaint, serene and friendly town where one can experience the beauty of the waterfront and a village blending charm and southern hospitality.  Only 10 minutes from the submarine base of Kings Bay and 30...

...

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Viewing 1-6 out of 6 communities

Cost of independent living in Fernandina Beach, FL

The average cost of senior living in Fernandina Beach is 3,900 per month. Cheaper nearby regions include Yulee, FL with an average of 3,501 per month.

Monthly average independent living cost comparisons
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Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

Related senior services in Fernandina Beach, Florida

Financial assistance

Transportation

Health care

Senior activities

In Fernandina Beach, Florida, seniors have access to local offices and organizations that may help them obtain financial assistance for senior care, including:

Financial assistance

In Fernandina Beach, Florida, seniors have access to local offices and organizations that may help them obtain financial assistance for senior care, including:

Transportation

Fernandina Beach, Florida, somewhat car dependent. Seniors can expect to need a car for some errands. Transit options in Fernandina Beach include Nassau Transit, trolley, and taxi services. Seniors may receive fare discounts. Fernandina Beach has somewhat limited biking infrastructure and is somewhat walkable.

Health care

Fernandina Beach offers several health care providers for seniors wanting to be proactive about their health or for seniors seeking treatment for chronic conditions. The area has several hospitals, including Baptist Medical Center Nassau and Mayo Clinic Hospital.

Senior activities

Fernandina Beach, Florida, is known for the Isle of Eight Flags Shrimp Festival, along with a variety of activities and entertainment. Explore the Marlin and Barrel Distillery, horseback riding, kayak or boat tours, river cruises, the Amelia Island Museum of History, shopping, dining, and more. Nature-loving seniors can stay active by strolling along Fernandina’s Main Beach Park, where you can enjoy the beach, restaurants, or a comfortable bench as you look for dolphins.

What is independent living?

Independent living offers a stress-free lifestyle for older adults. Independent living communities don’t provide personal care or supervision, but do offer generally healthy adults opportunities for socialization and hassle-free living. Independent living services often include:

  • Nutritious meals and snacks
  • Housekeeping
  • Laundry
  • Home maintenance and repairs
  • Social activities and outings
Complete guide to independent living

 

Learn More About Independent Living in Fernandina, FL

 

This peaceful, coastal town on Amelia Island at the northeastern tip of Florida offers easy access to pristine white-sand beaches, creating a paradisal retirement setting. Local recreation areas and attractions, like Seaside Park and the Amelia Community Theatre, showcase Fernandina Beach’s natural beauty and welcoming atmosphere.

Independent living communities — also known simply as retirement communities — in Fernandina Beach are geared towards seniors who are able to live on their own, without daily assistance, and prefer to live among people their age. This usually means residents are self-sufficient and do not require hands-on care. Think of Fernandina Beach retirement communities as age-restricted (typically 55+) complexes, which provide organized activities, meal services, and transportation.

Cost of Independent Living in Fernandina, FL

The median monthly cost of independent living is about $2,700 in the Fernandina Beach area and in the state of Florida.

 

Learn More About Fernandina Beach, FL

 

Cost of Living

 

The total household expenses associated with living in Fernandina Beach are rated 21 points below the national average. Grocery and other essential costs are also rated below the average, indicating that Fernandina Beach is relatively affordable.

Index Scores

All index scores are based on a scale that has the national average set at 100. A score of 200 indicates that the cost is twice as expensive as the national average, while a score of 50 indicates that the cost is half as expensive.

Household Expenses Health Care Insurance Entertainment Groceries Clothing
79 71 85 78 82 80

 

Income and Housing

Median Income Age 45-64 Median Income Age 65+ Median Household Income Average Individual Income Median Employee Salary Average Property Tax One-bedroom Apartment Gross Rent Estimate
$66,677 per year $55,423 per year $57,057 per year $36,254 per year $38,338 per year $4,624 per year $791 per month

 

 

Local Hospitals

 

The top hospitals that service Fernandina Beach include:

Baptist Medical Center Nassau

  • Facility type: short-term acute care
  • Bed count: 50+
  • Specialties: emergency department, physical therapy, joint replacement

 

Weather and Climate

 

Fernandina Beach’s climate is classified as humid subtropical, meaning the area experiences hot, rainy summers and short, mild winters. The average humidity level is 70%, and humidity levels are often highest during September at about 74%.

 

Seasonal Temperatures

January Average January Maximum January Minimum
54°F 63°F 45°F

 

July Average July Maximum July Minimum
82°F 90°F 75°F

 

Air Quality

  • Relative Air Quality Index: 72

This index is based on a scale that has the national average set at 100. A score of 200 indicates twice the presence of air pollutants than the national average, while a score of 50 indicates half the presence.

Precipitation

  • Average annual precipitation: 50″

 

 

Demographics and Values

 

Population Statistics

Median Age Percent of Population Over 65 Population Population Density Average Household Size
51 34.4% 12,785 1,137 per square mile 2.2

 

Race & Ethnicity

American Indian or Alaskan Native Asian Black Hispanic or Latino Native Hawaiian or Pacific Islander Two or More Races White (not Hispanic or Latino)
<0.1% 3.2% 10.5% 6.7% <0.1% 0.2% 79.8%

These figures were taken from the most recent U.S. Census.

 

LGBTQ+ Inclusivity

These scores were taken from the Human Rights Campaign’s Municipal Equality Index.

  • Non-discrimination laws in Jacksonville: 26/30
  • Overall inclusivity: 81/100

 

2020 Presidential Election

Democratic Republican Other
26.5% 72.4% 1.1%

 

 

Arts, Culture, Entertainment, and Recreation

 

Some of the most popular museums and historic sites in Fernandina Beach include:

  • Amelia Island Museum of History
  • Maritime Museum

Outdoor attractions in Fernandina Beach:

  • Seaside Park
  • Big Talbot Island State Park

Fernandina Beach’s top entertainment destinations and shopping districts are:

  • Amelia Community Theatre
  • Isle of Eight Flags Shrimp Festival
  • Island Walk Shopping Center
  • Amelia Plaza Shopping Center

 

Transportation

NassauTRANSIT offers demand-based, same-day paratransit services for senior citizens of Fernandina Beach. Taxis and rideshare services, like Uber and Lyft, are also available in Fernandina Beach.

Frequently asked questions

The Windsor at Ortega, Windsor Pointe and Brookdale Orange Park are the top-rated independent living facilities near Fernandina Beach, Florida. See full list of communities.

There are 6 independent living facilities near Fernandina Beach, Florida. See the full list.

More questions?

Ask an A Place for Mom local advisor at no cost.

The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.