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Many seniors are choosing to spend their golden years in Charlotte, North Carolina — a big city with small-town charisma. Often called the “Queen City,” Charlotte has many attractive lures for seniors who want to enjoy their retirement while living like royalty. The thriving metro boasts several museums and cultural attractions, professional sports teams, and delectable dining options. The city is also home to ample parks and outdoor spaces, which can be enjoyed most of the year thanks to Charlotte’s lovely weather.
We partner with several senior apartment communities within a 10-mile radius of Charlotte’s dynamic downtown area. Senior apartments offer active older adults a community where they can embrace an independent lifestyle among residents in a similar life stage. This handy guide compiles proprietary data from partnered senior apartments in Charlotte, North Carolina, high-quality resident reviews, cost information, payment tips, and local senior-specific resources. We also detail the types of senior apartments you can find in the area and outline the most-desired community amenities. We cover everything you need to help you find your ideal senior apartment in Charlotte.
Types of care available in Charlotte, NC
Senior Apartments
Cost went up abruptly 15%, but they worked with me to adjust down some. Overall it has been a very positive experience. The staff are very friendly and attentive to our mother's needs. They assisted greatly with the passing of our father. Very compassionate and experienced in dealing with the death of a loved one.
It is as advertised. An independent place to live. People are nice and more than helpful. The place is located near recreation, food, medical, transportation and entertainment facilities. Plus there are numerous churches in the area.
From the tour to move-in, a totally positive experience for my 85-year-old parents. VERY friendly residents, lots of activities, beautiful and spacious apartments, the biggest in Charlotte for an independent living place! My parents are VERY happy here and say they are 'too busy'!
9246 Highland Creek Pky, Charlotte, NC 28269
There is new staff onboard who are still transitioning, but no complaints with staff when called upon. They make sure to inform you in a timely manner of any major changes to the residence, activities, or...
421 N Poplar Avenue, Charlotte, NC 28202
I can't imagine living my golden years anywhere else! Beautiful neighborhood! Walking in a safe and fun neighborhood. Beautiful park just steps away! Small but efficient apartment! I just love it! I would...
Senior 62+, Market andSection 8 PropertySome rent is based on income.Floor PlanStudio, 1 Bath | 426 Sq. Ft.1 Bedroom, 1 Bath | 502 Sq. Ft.2 Bedroom, 1 Bath | 587 Sq. Ft.Amenities and FeaturesAppliances IncludedLaundry FacilitiesNewly RenovatedUtilities IncludedEqual Housing Opportunity
1705 Queen City Drive, Charlotte, NC 28208
I live at Senior Villages. It is a quiet and comfortable place to be at. The apartments and amenities here are great. I would definitely recommend Senior Villages to others who are looking for Senior Living...
Senior Villages has the perfect mix of comfort and affordability, if you are looking for an independent living apartment Senior Villages is conveniently located near shopping, the library, the YMCA, Uptown Charlotte, major interstates, and the airport. Our activities include resident get...
1116 Scaleybark Road, Charlotte, NC 28209
The residents all seem nice and friendly. They offered to help with the move in. It’s independent living. So a lot of those categories don’t really apply. They don’t have care services or activities. It is a good value for the money.
4314 Branch Bend Ln, Charlotte, NC 28273
My friend likes the food at this community. The staff have answered our questions and are helpful. The community is very clean and the grounds are nice. They have a memory care unit within the community. ...
1425 Eastcrest Dr, Charlotte, NC 28205
Come home to the affordable way of life in our spacious studios, one and two bedroom apartment homes that are styled with comfort and convenience in mind. Close to Downtown & Plaza Midwood Shopping and Entertainment...Affordable Living at Its Best...
1719 Eastcrest Dr, Charlotte, NC 28205
We want to make your stay here with us a pleasant one. Enjoy our unique location with easy access to downtown, highways and various activities offered in the Plaza Midwood area. Here you'll find spacious, energy efficient apartment homes priced well within your budget. On property you'll find a...
3501 East Independence Blvd, Charlotte, NC 28205
3501 East Independence Blvd, Charlotte, NC 28205
6130 Pineburr Rd., Charlotte, NC 28211
6130 Pineburr Rd., Charlotte, NC 28211
4305 Sweethoney Circle, Charlotte, NC 28227
Comfort and convenience await you at Honeycreek, one of Charlotte’s newest communities for seniors.Honeycreek consists of one and two bedroom single-story garden apartments, with handicapped accessible units. Each apartment if fully carpeted and features self-cleaning oven with front controls,...
The average monthly cost in 2022 was $1,501 for a senior apartment in Charlotte, according to A Place for Mom’s proprietary data.[01] This is considered affordable when compared to other types of senior living in the area.
This amount represents the total monthly cost that residents in our partner communities paid, which typically includes the rent, community amenities, and sometimes utilities. Our data also represents any additional fees a community may charge, such as the following:
Below, you’ll find the starting cost of senior apartments in Charlotte, North Carolina. These numbers may appear slightly different from what we provided above because they represent baseline starting costs, which don’t account for any extra expenses or fees. The figures below are helpful to compare costs between local areas.
17.66 miles from you
Your zip code
18.02 miles from you
As with a standard apartment community, many residents primarily rely on private funds to pay for senior apartments in Charlotte. Unlike assisted living or memory care facilities, senior apartments aren’t covered by public funding sources like Medicare, Medicaid, and long-term care insurance. This is because they are apartments, not care facilities.
In the event that you need in-home care due to a medical condition, public sources may become helpful to offset care costs. Some seniors may also qualify for veterans benefits and/or housing assistance programs that can help pay for their senior apartment. We detail each of those payment methods and what those can cover at a senior apartment community below.
Private funds are commonly used to pay for senior apartments in Charlotte, North Carolina. This could look like savings you’ve been building up over time, as well as any extra proceeds obtained from numerous resources.
Additionally, seniors with access to their retirement income can use these funds to pay for a senior apartment. Certain forms of retirement income are subject to different tax rules in North Carolina, so you’ll want to be mindful of the following before turning to these sources:
Other sources of funding could include options such as these:
Senior apartments in Charlotte are required to uphold standards set in the city’s minimum housing code. All dwellings within Charlotte are checked by code inspectors, who make note of violations like the following:
Additionally, all landlords and tenants are required to meet certain responsibilities at rental properties in North Carolina. We outline the expectations for both parties below, as well as the laws intended to prevent housing discrimination.
Landlords in North Carolina are required to keep their rental properties suitable and safe places for residents to live. By law, landlords are required to meet the following obligations:
Tenants at rental properties must also maintain their share of responsibilities, like the following:
All rental properties in North Carolina are required to follow state and federal laws that prohibit housing discrimination. In particular, the Fair Housing Act prevents landlords from refusing to lease a property to someone because of the following:
The Americans with Disabilities Act (or ADA) requires landlords to make necessary accommodations and modifications to the property to give disabled individuals equal access to spaces. Accommodations can be changes or exemptions to policies, and modifications are adjustments to the construction of the building. Accommodations and modifications enable people with disabilities to fully enjoy their unit and common areas.
Under the law, landlords must let tenants make any reasonable modifications to their living space. Some examples of modifications are listed below:
If tenants believe their community isn’t in compliance with the city’s minimum housing code, they can report violations on the Housing and Neighborhood Services page or dial 3-1-1 to request an inspection.
View code enforcement cases in Charlotte
600 E. Trade St.
Charlotte, NC 28202
Phone: 704-336-3380
There aren’t any COVID-19 restrictions or mandates in place for North Carolina, as of February 2023. However, COVID-19 and its variants remain a threat for high-risk populations. Most senior apartment communities are run like typical private apartment complexes, meaning they most likely have no enforced guidelines. Consider checking with your prospective complex to see if they have any specific policies in place to keep residents and staff safe.
Find a COVID-19 testing site near you
You can also check the North Carolina Department of Health and Human Services (DHHS) COVID-19 recommendations for any new guidance and local updates. The DHSS is currently recommending the following general practices on its website:
Social distancing. DHSS continues to recommend staying six feet apart in all public settings.
Vaccinations. The DHSS recommends North Carolinians stay up to date on COVID-19 vaccines and boosters.
Masking. Masks are encouraged in indoor public spaces, especially if unvaccinated or in a setting with high COVID-19 community levels.
Staff safety. Employers should follow the Centers for Disease Control and Prevention (CDC) isolation and quarantine protocols for employees who test positive for or were exposed to someone with COVID-19.[09]
Know where to start.
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Free, personalized guidance from our Senior Living Advisors can help you narrow your search.
Tour your favorite facilities.
Our free touring checklist can help you choose the right community.
Charlotte offers several impressive senior apartment communities for those who want to live like royalty. We highlight some of the most distinguished features you can expect to find at senior apartments in the Queen City.
You’ll find that many senior apartments in Charlotte come with lavish on-site amenities like resort-style pools, round-the-clock fitness centers, and sun decks. Enjoy strolling through the impeccably manicured grounds, where you’ll likely find walking paths and a charming gazebo. Some newer apartment communities offer plenty of outdoor activity spaces — like pickleball courts, grilling decks, and on-site dog parks. Residents can also revel in five-star services that may be offered as “a la carte” options, which can include housekeeping, laundry, and private outdoor patios and verandas. Additionally, you can always expect reliable on-call maintenance services at our partnered senior apartments.
Our partner Charlotte senior apartment communities typically offer one- and two-bedroom, open-concept layouts. Though rare, a select number of communities may offer three-bedroom options as well. Select communities offer upgraded kitchens with stainless-steel appliances and granite countertops, grand garden tubs, and soaring 9-foot ceilings. Some communities include in-unit washers and dryers, impressive closets, and walk-in showers. Private balconies and patio options can be found at several of our partner senior apartment communities, as well as ground-floor units with wheelchair-accessible features.
On-site common spaces make the perfect settings to gather and delight in the company of other residents. Enjoy a few rounds of pool in a billiards lounge or game room, curl up with a good book in a community library, or stay active with weekly fitness classes and yoga. Most of our partner communities have on-site clubhouses that play host to social events like holiday parties, happy hours, and wine tastings. Some of our Charlotte partner communities provide daily activities through the local YMCA and Mecklenburg senior recreation programs.
Our in-network senior apartments in Charlotte are luckily within access to all of the city’s attractions and conveniences. Most sit within 20 miles of Charlotte Douglas International Airport. Other partner senior apartments are minutes away from local golf clubs, shopping, and scrumptious dining options popular among residents. Our partner communities are also located near Charlotte’s center city — or Uptown area — within proximity to the Bank of America stadium, the Charlotte Convention Center, and the NASCAR Hall of Fame. Communities a little further out from Uptown Charlotte have nearby access to ample parks and lush nature preserves.
Percentage of seniors age 60+ in Charlotte who are married, as reported by the U.S. Census Bureau
Exceptional medical care can be found throughout Charlotte. From primary care to intensive trauma care, some of the region’s best medical experts are located at Charlotte’s hospitals. Below, you’ll find a list of some of the best hospitals in Charlotte.
Carolinas Medical Center is the leading hospital in Charlotte. It’s one of the largest hospitals in the Southeastern United States and is the area’s only Level I trauma center, which makes it capable to provide the maximum care to patients with critical injuries. Carolina Medical Center is an approved transplant center and one of North Carolina’s select Academic Medical Center Teaching Hospitals.
CaroMount Health sits about 30 minutes outside of Charlotte in Gastonia, North Carolina. This acute care hospital features a nationally accredited cancer center, a Level III trauma center, and exceptional cardiac care. Its surgical department utilizes the latest leading-edge technology and techniques that result in minimal pain and recovery times.
Novant Health Charlotte is one of the leading orthopedic hospitals in North Carolina and offers various treatments and services, ranging from advanced imaging to comprehensive rehabilitative therapies. It’s received national recognition for its performance in surgical care, along with its joint and spine programs. Additionally, its total joint replacement unit provides comprehensive support throughout the journey from pre-surgery consults to recovery.
When living independently, having reliable transportation is essential to access resources like health care, nutritious food, and religious and social organizations. Around 33% of our partner senior apartment communities have at-cost transportation, but it may be helpful to learn about the local transportation options available to seniors in Charlotte if you no longer drive.
The Charlotte Area Transit System (CATS) operates several bus and rail routes throughout the city, as well as paratransit services to anyone who can’t access the fixed routes because of a disability.
Eligible seniors in Charlotte may also be able to access nonemergency transportation services through the Mecklenburg Transportation System (MTS). MTS operates several transportation services with different eligibility requirements and services. Read on below to find out more about these unique programs.
Below, you can find how WalkScore ranks Charlotte for its walkability, public transit, and bike friendliness. These numbers reflect that most Charlotte residents are very reliant on cars, with some public transportation and limited bike lanes.
26
27
31
The city’s lovely weather and tax friendliness may draw people to North Carolina’s largest city, but it offers many more amenities that make people want to stay.
Charlotte has several senior centers in the community for adults ages 55+. These centers serve as spaces to enjoy meeting new friends and socializing with peers in the same life stage. Most senior centers include recreation areas, such as pools, fitness facilities, and indoor walking tracks. Seniors can also learn or re-learn skills with on-site computer centers, technology labs, and nature education areas available at some locations.
Home of the Carolina Panthers, Charlotte Hornets, and NASCAR Hall of Fame, Charlotte is a dream come true for sports fans. The city plays the host of the annual ACC Championship Game, the New Year’s Eve Belk Bowl, and the Wells Fargo Championship. From watch parties to tailgating, there’s ample opportunity to dive into Charlotte’s sports culture.
Retail therapy is a beloved activity throughout Charlotte. Locally owned shops and neighborhood boutiques are treasure troves for one-of-a-kind finds. You’ll find options for all budgets and tastes at the area’s malls and outlet spots. Additionally, Charlotte’s open-air shopping districts provide a divine retail experience at these popular locations:
Not surprisingly, Southern food is king in the Queen City, but Charlotte’s dynamic food scene has much more to savor. Its rapidly growing restaurant scene offers culinary selections ranging from barbecue, seafood, and burgers to Cuban-American fare. The area also features impressive craft beer and wine selections from locally owned breweries and vineyards.
For one of the top 25 largest cities in the U.S., Charlotte has an impressive tree-dense environment with over 45% tree canopy coverage in 2016.[11] The city has a profusion of outdoor destinations that include over 200 parks and nature preserves. Ponds, trails, and remarkable foliage are just a few things you can expect to find at one of Charlotte’s outdoor retreats. You’ll also find botanic bliss at the UNC Charlotte Botanical Gardens.
Culture is alive and well in Charlotte and can be found in a variety of forms. You’ll find public art and murals throughout the city, as well as captivating museums, live performances, and exhibits at these popular attractions:
Sage Highland Creek, The Dorchester South and Senior Villages are the top-rated Senior Apartments facilities near Charlotte, NC. These Senior Apartments facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Senior Apartments in Charlotte is 1,724 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
A Place for Mom. (2022). A Place for Mom proprietary data.
SmartAsset. (2021). North Carolina retirement tax friendliness.
U.S. Census Bureau. (2021). Veteran status (S2101). [Data set]. American community survey.
U.S. Department of Veterans Affairs. (2022, October 12). Eligibility for veterans pension.
U.S. Department of Veterans Affairs. (2022, October 12). VA Aid and Attendance benefits and Housebound allowance.
U.S. Department of Veterans Affairs. (2021, March). Department of Veterans Affairs Supportive Services for Veteran Families (SSVF) program.
State of North Carolina Department of Health and Human Services. (2022, February). Fact sheet LTSS service description and requirements.
Medicare.gov. Home health services.
NC Department of Health and Human Services. (2022, September 06). Protecting each other from COVID-19.
Mecklenburg County, NC. Department of Social Services. Mecklenburg transportation system (MTS).
City of Charlotte. (2019, February 04). Tree canopy assessment.
U.S. Census Bureau. (2021). Population 60 years and over in the United States (S0102) [Data set]. American community survey.
Walk Score. (2022). Living in Charlotte.
Legal Aid of North Carolina. Landlord/tenant law.
Code of Ordinances City of Charlotte, North Carolina. (2022, November 23). The housing code of the city of Charlotte, Chapter 11: Housing. Municode Library.
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