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Stretched along the Ohio River, just across the Ohio-Kentucky border, Cincinnati is a bustling Midwestern metropolis. You’ll find reputable universities, fascinating museums, major league sports teams, and its famous Skyline Chili. Cincinnati prides itself on its action plans to boost accessibility and senior-friendliness, making it a great place to retire. Among its many senior living options, browse Cincinnati senior apartments, designed for adults 55+ seeking a low-maintenance lifestyle at an affordable rate.
We’ve created this guide to Cincinnati senior apartment communities based on our extensive senior living experience, proprietary data, and access to local senior living experts. The data and listings in this guide are from the range within a 10-mile radius of the Cincinnati city center. As this range overlaps with Kentucky, we’ve included relevant information for residents of that state. Find information about payment options, health and safety regulations, and other resources for Cincinnati seniors below.
Types of care available in Cincinnati, OH
Senior Apartments
I feel like they do a good job overall here. It is an attractive, clean community, and the staff have been very friendly. They are very aware of each tenants needs, and do a good job of keeping track of everyone and noting any changes or problems that might come up.
I live at The Kenwood. The staff does an excellent job and are helpful and friendly. The maintenance staff are very good. Residents are nice and friendly. Rooms are spacious and comfortable. I love it here
I moved into this community 1 month ago. Having lived in other apts I can honestly say that this is the best. [Removed] and [Removed] have been extremely helpful and at the same time that they care. I'm very glad to be here. The residents couldn't be more friendly which helps to make living here very pleasant
5435 Kenwood Road, Cincinnati, OH 45227
I'm currently a resident at The Kenwood by Senior Star. I came to look at this place and loved it, so I moved in! There is lots to do, everyone is so friendly at this facility. I'm happy to be here. I live...
Welcome to The Kenwood by Senior Star! The Kenwood is a premiere independent living, assisted living, and memory support community located in Cincinnati, Ohio. We offer a resident-inspired approach that ensures a high quality of life for seniors and peace of mind for their loved ones.Inside The...
100 Carmel Manor Rd, Fort Thomas, KY 41075
I really liked Carmel Manor, and would highly recommend. I really feel like we got lucky to get my loved one in there. All the other better nursing homes had waiting lists. It just happened that I called...
Carmel Manor of Ft. Thomas, Kentucky is a recently expanded assisted living community set just around the corner from an Army Reserve Base. Residents of Carmel Manor are treated with a beautiful panoramic view of Cincinnati while being far enough from the hustle and bustle to enjoy the seclusion....
10620 Montgomery Road, Cincinnati, OH 45242
My mother is doing fine at Valley Creek Retirement. So far it is okay. They make their own food. They do offer activities but she has not participated yet.
At Valley Creek, we care for our residents like family. Boasting first class service, Valley Creek hosts a professional on-site management team dedicated to meeting your every need. Because your recreational needs are also important to us, we offer a card room, movie room, hair salon, and a place...
4719 Alma Ave, Cincinnati, OH 45242
My grandmother is doing well here. For the most part everything has worked out well. The community looks good, but they need to change the carpet in her apartment. Other than the carpet everything else is...
Here in the heart of Blue Ash residents enjoy independent living without the high price tag. Enjoy our in house activities or take an excursion in our complimentary van. You will soon have a new family of friends. Town Square is located close to shopping, restaurants, banks, and medical offices....
111 Brent Spence Sq, Covington, KY 41011
Living here at Panorama is a convenient. Comfortable and affordable place to call home. Our office staff is always friendly and accommodating. Maintenance is efficient and prompt to any problems. They...
Panorama Apartments is a retirement community for independent seniors located in a re-developed area of Covington, Kentucky. It offers views of the Ohio River and the Cincinnati, Ohio skyline in addition to many amenities. Panorama is convenient to transportation, groceries, banks and...
1149 Asbury Rd # 123, Cincinnati, OH 45255
We are very satisfied with the care that my sister is receiving here. The staff has been great and very good with her. My sister really enjoys it here. The place offers a lot of activities for the...
Here in the heart of Anderson Township residents enjoy independent living without the high price tag. Enjoy our in house activities or take an excursion in our complimentary van. You will soon have a new family of friends. Asbury Woods is located close to shopping, restaurants, banks, and medical...
702 Greenup Street, Covington, KY 41011
Jodie extremely helpful w/HUD paperwork, saw picture of 1BR. seems to be vwey well run,cheerful,good location. I'd take it if given the chance.I'm on waiting list
LaSalette Gardens Apartments in an affordable senior apartments community located in the city of Covington, Kenton County, Kentucky. Of the 76 units available, 50 are assisted and designed for seniors. Some are under Hud guidelines, others are not. LaSalette Gardens is located near shopping,...
7429 Montgomery Road, Silverton, OH 45236
I have been here over 8 years and the most recent owners are really on the ball the lobby is beautiful the remodeling of the building is fabulous. Its secure the laundry facilities are updated the wiring to...
Twin Pines ApartmentsTwin Pines Apartments is a senior housing community situated in a convenient location within Silverton, Hamilton County, OH. This ideal community is minutes from freeways that allow access to downtown areas. While Silverton is a great place to live, it is also fun for family...
1960 Madison Rd, Cincinnati, OH 45206
407 Race St, Cincinnati, OH 45202
Upside is truly an exclusive opportunity to live independently on your own terms. We offer luxury living options with over 2,500+ apartments in our network across the country alongside a dedicated and experienced personal concierge support system. Upside is a uniquely designed senior...
1860 Queen City Avenue, Cincinnati, OH 45214
1860 Queen City Avenue, Cincinnati, OH 45214
1500 Groesbeck Rd, Cincinnati, OH 45224
750 Grand Ave, Cincinnati, OH 45205
Senior 62+ and/or Disabled, Section 8 PropertyRent is based on 30% of income.Floor Plan1 Bedroom, 1 Bath | 555 Sq. Ft.Amenities and FeaturesAppliances IncludedCommunity RoomLaundry FacilityService CoordinatorUtilities IncludedEqual Housing Opportunity.
5515 Madison Rd, Cincinnati, OH 45227
Live the life you love at St. Paul Village. As a senior resident of St. Paul Village, you have the power to choose your living environment. From a quiet, private setting to a dynamic atmosphere full of activity that you will enjoy. A fulltime Independence Coordinator is available to assist you...
6783 Siebern Ave, Cincinnati, OH 45236
650 E. Benson Street, Cincinnati, OH 45215
650 E. Benson Street, Cincinnati, OH 45215
10290 Mill Rd, Cincinnati, OH 45231
2036 Quail Court, Cincinnati, OH 45240
Twin Quail ApartmentsTwin Quail Apartments is a senior apartment complex that is located in the interesting and vibrant city of Cincinnati, Hamilton County, Ohio. This scenic city is located at the confluence of the Ohio and Licking Rivers. There are numerous shopping and dining opportunities,...
1348 Pebble Court, Cincinnati, OH 45255
SEM Manor nestled the heart Anderson Township, and designed to offer affordable one-bedroom and studio apartments for Seniors. A subsidy available for those who qualify, and there are on-site laundries and a hair salon, plus a limited bus service, garden plots and amenities.SEM (Southeastern...
Senior apartments are often a more cost-effective senior housing option. Based on our proprietary data and research, Cincinnati senior apartments can range from around $700 per month to $4,000 per month, depending on many factors. Cincinnati has several smaller, lower-budget apartments for seniors. At the higher end of the price range are luxury apartments, which have more amenities to support residents’ lifestyles. Variables such as the following affect the cost of a Cincinnati senior apartment:
Cincinnati senior apartments typically include conveniences such as on-site maintenance, parking, and some or all utilities, which will most likely be included in the cost of monthly rent.[01]
The costs outlined in the graphic below represent the baseline monthly costs of a Cincinnati-area senior apartment community prior to any add-on fees.
8.37 miles from you
Your zip code
6.01 miles from you
You can leverage several options to help pay for Cincinnati senior apartments. Start with an assessment of your own unique financial situation to determine the best way for you to pay for a senior apartment and any additional personal services you may need through in-home care.
While most forms of public assistance typically won’t cover rent in a senior apartment, they may help you offset costs in other areas. If you have a disability, chronic health condition, or another need for personal care services, you may be able to receive public assistance to help cover the cost of these care services in your apartment.
Private pay methods can include any source of income you have. Even if you’re retired and no longer receive a paycheck, you may have income in the form of savings, Social Security benefits, pensions, investment returns, or any of the following:
Cincinnati senior apartments typically have an age minimum of 55, 62, or 65, depending on the individual apartment community. Age minimums generally don’t apply to every tenant; rather, one person in each household must meet the age requirement.
Senior apartments are subject to the same regulations as any other Ohio apartment, with tenants and landlords each having their own requirements and rights.
Landlords of apartments in Ohio and Kentucky are required to maintain basic standards of maintenance, safety, and cleanliness for their tenants. Both states’ regulations require apartment landlords to do the following:
Both Ohio and Kentucky apartment regulations require tenants to do the following:
Regardless of what state they’re in, senior apartment communities must comply with the Americans with Disabilities Act (ADA) by making reasonable accommodations and modifications for individuals with disabilities. Federal law prohibits owners of housing facilities from denying residency to individuals who have disabilities.
Reasonable accommodations are defined as adjustments to rules or policies so that tenants with disabilities have access to the same amenities that are offered to the rest of the tenants. Accommodations may include provisions such as the following:
Modifications can mean making construction changes to the apartment complex and unit in order to make the space more navigable for tenants with disabilities. Modifications could mean adding handrails in bathrooms, a wheelchair ramp, or a hands-free entrance. The costs of these modifications are the responsibility of the property owner, rather than of the tenant with the disability.
You can find more information on related Ohio and Kentucky tenant-landlord laws below.
Cincinnati Health Department
3101 Burnet Ave.
Cincinnati, OH 45229
Phone: 513-357-7200
As most COVID-19 restrictions in Ohio and Kentucky have been lifted, there are no state-implemented COVID-19 regulations in place for Cincinnati senior apartments at this time. However, individual communities may enforce their own regulations, such as masking, social distancing, and contact tracing.
Cincinnati senior apartments are designed for worry-free retirement, where tenants can shed the responsibilities of home ownership like lawn care and maintenance. Senior apartments are generally a lower-cost form of independent living, and as such, they usually offer basic amenities to help keep prices low. This type of senior living also offers many social opportunities, as residents live amidst other retirees. Many of Cincinnati’s senior apartments are centrally located in the downtown area, giving residents access to the city’s best dining and entertainment.
Cincinnati senior apartments usually offer the following amenities:
Several senior apartment communities in Cincinnati are designed to accommodate low-income seniors. These communities typically still include basic amenities, though the specific offerings may depend on the community itself. Many senior apartment communities will accept Section 8 Housing Vouchers so that lower-income seniors can still enjoy a low-maintenance lifestyle. If you plan to use a housing voucher, reach out to your prospective apartment complex to ensure they accept Section 8 vouchers.
Cincinnati does have some luxury senior apartments, which offer more plentiful amenities for resort-style living. These communities typically offer the same basic amenities as most senior apartments, plus additional amenities such as the following:
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Percentage of seniors 65 and older within the Cincinnati population
Cincinnati is home to several state-of-the-art teaching hospitals and medical centers.
The Christ Hospital is ranked No. 1 in Cincinnati and No. 5 in the state of Ohio, according to U.S. News and World Report.[12] It’s nationally ranked in four adult specialties, including cardiology, and in 14 procedures/conditions. The Christ Hospital has been offering compassionate expert medical care to the Cincinnati metropolitan area for over 100 years.
St. Elizabeth Edgewood Hospital is ranked No. 2 in Cincinnati, according to U.S. News and World Report, and ranked No. 1 in Kentucky.[12] St. Elizabeth is high performing in several procedures and offers exceptional orthopedic care, cardiovascular care, cancer care, and more.
The third highest ranking hospital in Cincinnati, according to U.S. News and World Report, Bethesda North is a general medical and surgical hospital that is high-performing in 10 adult specialties.[12] Bethesda North is a teaching hospital, and it features a Level III trauma center.
Downtown Cincinnati is very walkable, and most errands can be accomplished without a car. As you get further from the city center, however, you may want to rely on a vehicle or public transit.
Cincinnati’s public transportation system is called Go Metro. Go Metro features multiple bus routes, and you can search a route in the Cincinnati area or by popular destinations. Go Metro’s buses are compliant with the Americans with Disabilities Act, so even Ohio residents with disabilities or who require a wheelchair or service animal can ride. If a person’s disability makes buses inaccessible even with these modifications, Cincinnati offers an Access rideshare program where Ohioans can be picked up in a van designed specifically to accommodate passengers with special needs.
Downtown Cincinnati is considered a “walker’s paradise” by WalkScore, which gives it the following transportation ratings out of 100:
93
79
48
Cincinnati has many wonderful attractions, activities, and dining options for its residents, visitors, and growing senior population. Explore area attractions, eateries, and offerings designed for seniors below.
Cincinnati has a wealth of museums, shopping, dining, parks, and other attractions in its walkable downtown area. Cincinnati’s most popular downtown attractions include the following:
Cincinnati Zoo and Botanical Garden
Fountain Square
Cincinnati Art Museum
Cincy Brew Bus
National Underground Railroad Freedom Center
Cincinnati also offers a symphony orchestra, ballet, Broadway Cincinnati, opera, Shakespeare in the Park, and many other art and cultural attractions to keep your calendar full. For Cincinnati residents and visitors on a budget, the city has many exhibits and historical sites that are free to the public.
It may be no surprise that Cincinnati is famous for its chili, with the iconic Skyline brand featuring the city’s striking skyline. But Cincinnati is also home to diverse cuisine options, from pizza to waffles to artisan seafood. Best of all, you can enjoy many dining options from restaurants with rooftop seating and floor to ceiling windows that give you a panoramic view of this beautiful city.
The Cincinnati Recreation Commission (CRC) offers many programs for Cincinnati residents to stay active and connected with each other, but did you know they have programs specifically for older residents? The CRC offers fitness classes, activities, meals, group outings, and the Southwest Ohio Senior Olympics event. There are CRC locations all over the city where seniors can gather for fitness, fun and friendship.
Villas of Kettering, Villas of Kettering and The Kenwood by Senior Star are the top-rated Senior Apartments facilities near Cincinnati, OH. These Senior Apartments facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Senior Apartments in Cincinnati is 1,965 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
A Place for Mom. (2022). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran status (S2101): Cincinnati [Data set]. American Community Survey.
U.S. Department of Veterans Affairs. (2022, October 12). VA Aid and Attendance benefits and Housebound allowance.
Ohio Department of Aging. PASSPORT.
Commonwealth of Kentucky Cabinet for Health and Family Services. Home and community based waiver.
Landlords and Tenants, Ohio Revised Code § 5321.04 (2012).
Uniform Residential Landlord and Tenant Act, Kentucky Revised Statutes § 383.595 (2023).
Landlords and Tenants, Ohio Revised Code § 5321.05 (2012).
Uniform Residential Landlord and Tenant Act, Kentucky Revised Statutes § 383.605 (2023).
U.S. Department of Housing and Urban Development. (2022). Reasonable accommodations and modifications.
United States Census Bureau. (2021). Population 65 years and over in the United States (S0103): Cincinnati [Data set]. American Community Survey.
U.S. News and World Report. (2023). Best hospitals in Cincinnati.
Walk Score. (2023). Downtown, Cincinnati.
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