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10 Independent Living Facilities near Spirit Lake, IA

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10 Best Independent Living Communities in Spirit Lake, IA

Last Updated: 2/21/25

If you’re looking for independent living in the Spirit Lake area, our local senior living advisors can help you each step of the way. From affordable independent living for seniors to luxury options, we’ll work with you to understand the cost of independent living in Spirit Lake. From there, we’ll show you the best independent living communities for your lifestyle, interests, and budget.

Discover unique independent living amenities, social activities, dining, and more independent living benefits. With 10 independent living facilities in Spirit Lake, A Place for Mom makes it easier to find your new, maintenance-free home.


You may also consider nearby communities such as Estherville, Milford or Okoboji.

Spirit Lake Independent Living Facilities | 8 Reviews

Showing 10 communities
Last Updated: 2/21/25
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Average starting price of Independent Living in Spirit Lake, IA is $2,952/month. Learn more
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Types of care available in Spirit Lake, IA

Independent Living

Average starting price $2,952/month
Average starting price $3,761/month
Average starting price $3,761/month
Average starting price $3,761/month

Keelson Harbour

2810 Aurora Avenue, Spirit Lake, IA 51360

Starting at$X,XXX+ monthly
15
15 Photos available
8.0
Review Score
8 reviews

Keelson was very accommodating to my sister's needs. She felt almost immediately at home and seems to have fitted in well. Keelson communicates her needs to us. I would recommend Keelson to other...

Provides: Independent Living, Assisted Living, Memory Care
See all Jaybird Senior Living communities

Keelson Harbour is an Assisted Living Community located in Spirit Lake, Dickinson County, Iowa. Our beautiful property is located on a quiet hill with easy access to nearby lakes. Residents enjoy an on-site pond, complete with growing ducklings and their families. With many nearby attractions,...

... Read more

Wel-Life At Spirit Lake

1819 23rd St, Spirit Lake, IA 51360

Provides: Assisted Living

Wel-Life At Spirit Lake

1819 23rd St, Spirit Lake, IA 51360

Provides: Assisted Living

Plus Supervised Living Asst

No Street, Spirit Lake, IA 51360

Provides: Assisted Living

Plus Supervised Living Asst

No Street, Spirit Lake, IA 51360

Provides: Assisted Living

Hilltop Care Ctr

1912 Zenith Ave, Spirit Lake, IA 51360

Provides: Assisted Living

Hilltop Care Ctr

1912 Zenith Ave, Spirit Lake, IA 51360

Provides: Assisted Living

Oak Haven Care Facility

2273 170th St, Okoboji, IA 51355

Provides: Assisted Living

Oak Haven Care Facility

2273 170th St, Okoboji, IA 51355

Provides: Assisted Living

Milford Nursing Ctr

1600 13th St, Milford, IA 51351

Provides: Assisted Living

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Viewing 1-10 out of 10 communities

Cost of independent living in Spirit Lake, IA

The average cost of senior living in Spirit Lake is 2,952 per month. Cheaper nearby regions include Greenville, IA with an average of 2,106 per month.

Monthly average independent living cost comparisons
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Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What is independent living?

Independent living offers a stress-free lifestyle for older adults. Independent living communities don’t provide personal care or supervision, but do offer generally healthy adults opportunities for socialization and hassle-free living. Independent living services often include:

  • Nutritious meals and snacks
  • Housekeeping
  • Laundry
  • Home maintenance and repairs
  • Social activities and outings
Complete guide to independent living

Spirit Lake, Iowa

Independent Living

For those who desire to live primarily without assistance but wish for the advantage of having their household chores handled by professionalls, an Independent Living Community might be the perfect choice. Meals, recreational activities and housekeeping are handled while you are unrestricted to use your time as you wish. Along with their daily needs being met, residents can enjoy the opportunity to live among peers, surrounded by others of similar ages and interests. Typically consisting of a private living space and a full kitchen, these communities offer homes with many of the amenities of apartment life but with none of the hassle. Guests can be invited over and entertained, and there will be more time to spend with them with the basic maintenance of daily chores out of the way. While policies vary between locations, many residences allow pets as well. If medical or nursing care is desired, residents may always enlist the services of independent caregivers. There are an assortment of expenditures and advantages to balance when selecting an independent living community. It is important to determine if these amenities are included in the service plan: cable TV, wellness program, Waiting list deposit, private phone, internet access, utilities, laundry, and housekeeping. The luxuries that pertain to independent living include laundry service, concierge services, golf course, beauty salon & barber shop, security guards, transportation, healthcare center, and restaurant-style dining hall.

Demographics and Values

Based on gender, 53.2% are female and 46.8% are male. The median age of Spirit Lake is 48 years old. In terms of education, 28.2% have a college degree, 8.9% have a graduate degree, and 27.6% have a high-school diploma. Demographically, Spirit Lake is 0.2% black, 0.4% Native American, 2.5% Hispanic, 0.5% Asian, 0.0% Pacific Islander or Native Hawaiian, 0.5% other or not specified, 1.6% mixed race, and 96.8% white. Out of the total population of Spirit Lake, 5.2% do not have health insurance, 22.1% have some form of disability, 9.2% consider themselves widows, and 70.9% participate in the labor force. In Spirit Lake, 6.1% of the citizens are veterans of the United States military. Spirit Lake has a population density of 437 people per square mile.

Cost of Living

Cost of living can be a major factor when choosing which community works for you or your loved one. The rent burden for Spirit Lake is about 15.0% of the average person’s monthly income. Monthly, the median rent in Spirit Lake is about $872 and the median price of a house in Spirit Lake is $150,175.

State Information

An overview of Iowa

The state of Iowa has 120 hospitals and 75 health centers, providing care to a population of 3,168,703. The three highest ranked hospitals in Iowa are Mercy Hospital, St. Lukes Hospital, and And Mercy Medical Center – Cedar Rapids. The natural beauty of Iowa is ranked 32nd in the nation. Out of a national average of 100, Iowa has a cost of living index rating of 92, a grocery index rating of 96, and a housing index rating of 80. Overall, Iowa ranks 14th out of all states in quality of life and 20th in healthcare.

Social demographics of the state

In the most recent presidential election, 51% of Iowa residents voted Republican and 42% voted Democrat. The state has a median age of 38 and 30% of its population being over the age of 55. In terms of religion, 36% of Iowa residents attend religious services among the 5,107 different congregations that are available in the state. The top three non-Christian denominations in the state are Jewish-<1%, Muslim-<1%, and Buddhist-<1%, with the most common Christian denominations consisting of Evangelical Protestant-28%, Mainline Protestant-30%, and Historically Black Protestant-2%. In Iowa there are 289 masonic lodges. The state of Iowa ranks 43rd in the country for diversity, and the state is considered LGBTQ friendly.

State-wide weather information

The average amount of precipitation peaks during the month of July at around 6.46 inches. On average, the state receives 2.93 inches of precipitation a month. On average, Iowa has an air quality index rating of around 41.2 AQI. The average air quality index rating peaks in the month of May with a rating of around 53.8 AQI. On average, the humidity rating for Iowa is around 72%. The highest monthly average humidity rating is 78% in the month of December. The average temperature in the winter falls to around 22F. The average high winter temperature is around 40F in the month of February. The average low temperature during the winter drops to around 4F in the month of January. The average temperature in the summer rises to around 72F. The average high summer temperature is around 88F in the month of July. The average low summer temperature is around 55F in the month of June. While residents of Iowa mostly enjoy pleasant conditions, it’s important to be aware of inclement weather as well, which in Iowa can include floods and earthquakes (high).

Wildlife to be found in Iowa

The state of Iowa has a diverse array of plant and animal life. Local plant life can consist of cinnamon ferns, dryflower, Arrowgrass, and bearberry. While venturing throughout the state, you might see animals such as the black wolf, the coyote, the gray wolf, or the bear. The state animal of Iowa is the eastern goldfinch.

Frequently asked questions

Golden Horizons of Worthington, Keelson Harbour and Vista Prairie at Goldfinch Estates are the top-rated independent living facilities near Spirit Lake, Iowa. See full list of communities.

There are 10 independent living facilities near Spirit Lake, Iowa. See the full list.

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