10 Best Independent Living Communities in Louisa, KY

Independent Living

For many seniors, the financial burden of home ownership might be a deterrent to living an independent lifestyle. Independent Living Communities offer a solid remedy. Basic tasks such as meal planning and housekeeping are handled by staff and a calendar of recreational and leisure activities is provided, allowing residents the autonomy to use their time as they see fit, free from daily obligations. Along with their daily needs being met, residents can enjoy the opportunity to live among peers, surrounded by others of similar age groups and interests. Within the individual units, residents have access to a private living space and a full kitchen, and can even live with a companion if they prefer. While policies differ between communities, a number of residences allow cats and dogs as well. Nursing and health care services can always be arranged for with private care providers if desired. There are a variety of benefits and costs to balance when selecting an independent living community. It is important to learn if these amenities are covered in your plan: meals, internet access, field trips, housekeeping, private phone, initial assessment fee, laundry, and cable TV. The benefits and amenities associated with independent living include private rental hall, concierge services, transportation, laundry service, game/TV room, fitness center & swimming pool, golf course, and restaurant-style dining hall.

Demographics and Values

Louisa has a population density of 415 people per square mile. Demographically, Louisa is 0.2% Native American, 2.2% Hispanic, 0.0% Asian, 0.8% black, 98.2% white, 0.8% mixed race, 0.0% other or not specified, and 0.0% Pacific Islander or Native Hawaiian. In Louisa, 31.8% live in poverty, 13.2% are widowed, 44.0% participate in the labor force, and 8.2% do not have health insurance. In terms of education, 9.9% have a graduate degree, 34.1% have a high-school diploma, and 16.7% have a college degree. Out of the total city population, 42.1% are male and 57.9% are female. The median age of Louisa is 40 years old. In Louisa, 5.8% of the people are veterans.

Cost of Living

The neighborhood in which a community is based will have a huge influence on the price of care. Cost of living can be a motivating factor when determining which community works for you or your loved one’s needs. The rent burden for Louisa is about 16.4% of the average monthly income. The median home value in Louisa is $118,955 and the median rent is about $639 a month.

State Information

An overview of Kentucky

The state of Kentucky has a cost of living index of 91.8 where a score of 100 is the national average, and anything below 100 is considered less expensive than the national average. The state has a grocery index rating of 89.9 and a housing index rating of 77.4. Based on natural beauty, Kentucky ranks 12th in the nation. Overall, Kentucky ranks 40th in quality of life and 44th in healthcare compared to other US states. There are 103 general hospitals and 285 health centers that provide care for 4,482,977 Kentucky residents. The three highest ranked hospitals in Kentucky are Arh Our Lady Of The Way, Owensboro Health Muhlenberg Community Hospital, and Saint Joseph London.

Social demographics of the state

In Kentucky, 30% of the population is over the age of 55. The median age in the state is 39. The state of Kentucky ranks 45th in the country for diversity. In the most recent presidential election, 63% of Kentucky residents voted Republican and 33% voted Democrat. Thirty-nine percent of Kentucky residents regularly attend a religious service from one of the state’s 7,745 different congregations. The top three non-Christian denominations in the state are Jewish-<1%, Muslim-<1%, and Buddhist-<1%, with the most common Christian denominations consisting of Evangelical Protestant-49%, Mainline Protestant-11%, and Historically Black Protestant-5%. In Kentucky there are 67 masonic lodges.

State-wide weather information

Kentucky experiences an average humidity rating of about 70%. Humidity levels tend to reach their peak in the month of July at around 76%. During the winter, the average temperature in Kentucky drops to around 36F. During the winter, the average high temperature peaks at around 52F during the month of February. In the winter months, the average low temperature falls to around 19, (January)F during the month of January. The average temperature in the summer rises to around 75F. Over the summer months the average high temperature peaks at around 94F during the month of July. In the summer, the average low temperature drops to around 56F during the month of June. The average air quality index rating in Kentucky is 38.6 AQI. The average air quality index rating peaks in the month of June with a rating of around 48.0 AQI. On average, the state receives 4.04 inches of precipitation a month. The most precipitation occurs in May with an average of 6.30 inches of precipitation a month. While residents of Kentucky mostly enjoy pleasant conditions, it’s important to be aware of inclement weather as well, which in Kentucky can include earthquakes (moderate), floods, and and tornadoes.

Wildlife to be found in Kentucky

The state of Kentucky has a diverse array of plant and animal life. Local plant life can consist of bluegrass, dwarf iris, eastern white pine, and tulip poplar. While venturing throughout the state, you might see animals such as the cardinal (the state bird), the eagles, the mud darter, or the black bear.